Buying Guides

A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments, and Braintree by PayPal.

Stripe charges 2.9% plus 30¢ for online payments and 2.7% plus 5¢ in-person, with no monthly fees or contracts. Supports 135+ currencies and extensive APIs.

Payment Depot offers low, membership-based pricing with no markup and is ideal for high-volume businesses using Clover terminals or existing equipment.

To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.

You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.

Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.

Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.

Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.

Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.

Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.

PayPal charges 2.89% + $0.29 per online transaction and 2.29% + $0.09 for POS payments. No monthly fees make it affordable for startups and small businesses.

Square suits high-volume businesses with lower online fees and robust POS tools at 2.6% + $0.10. PayPal works for low-volume merchants needing flexibility.

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

Merchant One charges interchange-plus pricing with $13.95 monthly fees and 24/7 support. Square offers flat 2.6% + 10¢ rates with no monthly fee on basic plans.

Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.

You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.

National Processing offers interchange-plus pricing with locked-in low rates and works with new and high-risk businesses. Free SwipeSimple virtual terminal.

MerchantOne offers custom interchange-plus pricing, 98% approval rate, Clover POS integration, and 175+ shopping cart connections for all business sizes.

Secure online payments with 2FA, SSL certificates, PCI DSS compliance, cyber insurance, and secure platforms like BigCommerce, Shopify, and WooCommerce.

GPS fleet tracking software lets you track vehicles and monitor driving behaviors. Here's what to look for in a GPS fleet tracking system.

Employee attrition occurs when someone leaves a company, for any reason and through any means, and is not replaced by another employee.

Non-U.S. residents can form a business in the United States, but there are a few things they need to consider. Learn what with this guide.

Set effective employee performance goals using MBO and continuous feedback. Top HR software includes BambooHR, Paychex Flex, GoCo, and monday.com for tracking.

Have you ever considered starting a genealogy business? This guide will walk you through the steps of starting a home-based genealogy business.

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.