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Mike Berner

Mike Berner

Senior Analyst & Expert on Business Operations
MA
Introduction
About Me

Mike Berner brings to business.com over half a decade of experience as a finance expert, having previously served as an economic analyst for the U.S. Army Corps of Engineers. His expertise lies in conducting quantitative analysis and research, providing invaluable guidance for navigating the modern financial landscape.

Berner, who has a bachelor’s degree in economics and a bachelor of business administration in finance, enjoys simplifying complicated financial concepts for entrepreneurs and business owners. From deciphering the intricacies of business loans and accounting to identifying the best payroll systems and credit card processors, he offers comprehensive insights tailored to meet diverse business needs.

At business.com, Berner covers business plans, funding solutions, accounting software, the ins and outs of credit card processing and more.

Beyond dedicating himself to exploring and evaluating the latest financial solutions, Berner has also become adept at explaining how businesses can take advantage of artificial intelligence tools. His passion for sharing knowledge extends to various platforms, including Substack, TikTok and YouTube, where he imparts tips and strategies on topics like sales tactics, savvy investing and tax saving.

Experience
Staff Writer at business.com, a Centerfield company
May 2022 - Present
Economic Analyst at US Army Corps of Engineers
June 2016 - May 2022
Education
University of Massachusetts Amherst
BBA, BA
Finance, Economics
Awards and Honors
Economics Writing Award
Economics Department, UMass Amherst
April 01, 2015
Mike's Product and Service Reviews
Our team conducts an independent analysis of products and services that can help manage your business.
08.12.25
The Best Credit Card Processors for Restaurants in...
The best restaurant credit card processors include Square, Clover,...
10.30.25
The 5 Best Accounting Software Choices for...
Top accounting software for ecommerce like Xero and QuickBooks...
11.08.25
The Best Credit Card Processors of 2025: Pricing...
Top credit card processing companies include Stripe for...
08.12.25
The Best Accounting Software for Restaurants
QuickBooks, Xero, and Zoho Books offer restaurant accounting...
11.12.25
The Best Business Loan and Financing Options of 2025
Biz2Credit, Fundbox, SBG Funding connect small businesses with...
11.13.25
8 Best Accounting Software Programs for 2025
QuickBooks, Xero and FreshBooks top the list for small business...
Mike's Activity
Payment Depot Review and Pricing - thumbnail
review
Payment Depot Review and Pricing Review
Payment Depot offers low, membership-based pricing with no markup and is ideal for high-volume businesses using Clover terminals or existing equipment.
Updated June 09, 2025
NetSuite Accounting Software Review and Pricing - thumbnail
review
NetSuite Accounting Software Review and Pricing Review
Oracle NetSuite is a cloud ERP integrating finance, sales, supply chain, and HR tools. Pricing starts around $999 per month licensing plus $99 per user.
Updated September 24, 2025
Plooto Review - thumbnail
review
Plooto Review Review
Plooto excels in payment automation with a 150,000-vendor network, but lacks full accounting features, a mobile app, and has limited integrations.
Updated June 26, 2025
ZarMoney Accounting Software Review: Pricing and Features - thumbnail
review
ZarMoney Accounting Software Review: Pricing and Features Review
ZarMoney is a standout accounting solution with simple pricing and robust integrations. Learn why it's the best accounting software for report generation.
Updated August 12, 2025
Clover Credit Card Processing Review and Pricing - thumbnail
review
Clover Credit Card Processing Review and Pricing Review
Clover combines flat-rate processing (2.6% + 10¢ in-person) with proprietary POS hardware, 200+ apps, and industry-specific plans for retail and dining.
Updated October 14, 2025
Biz2Credit Review and Rates - thumbnail
review
Biz2Credit Review and Rates Review
Biz2Credit connects businesses to term loans up to $1 million and revenue financing to $2 million with 24-hour approvals and transparent, simple interest rates.
Updated July 17, 2025
Use These Jedi Mind Tricks to Make Customers Spend More - thumbnail
article
Use These Jedi Mind Tricks to Make Customers Spend More
Want to increase your retail sales fast? Check out the psychological tricks proven to get customers spending more.
Updated November 19, 2024
North Payments Review - thumbnail
review
North Payments Review Review
North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.
Updated July 25, 2025
Helcim Review and Pricing - thumbnail
review
Helcim Review and Pricing Review
Helcim offers transparent interchange-plus pricing, no monthly fees, free POS tools and strong support, making it a great all-in-one credit card platform.
Updated June 18, 2025
What SMBs Need to Know When Choosing a Small Business Loan - thumbnail
article
What SMBs Need to Know When Choosing a Small Business Loan
Read what experts say about obtaining funding for a small business.
Updated January 03, 2024
Noble Funding Review - thumbnail
review
Noble Funding Review Review
Noble Funding offers flexible business loans with lower monthly payments and extended terms, helping small businesses get the capital they need to grow.
Updated September 13, 2023
SBG Funding Review - thumbnail
review
SBG Funding Review Review
SBG Funding offers term loans up to $10 million with same-day funding, 600+ credit scores accepted, and flexible repayment terms for established businesses.
Updated September 12, 2025
Accion Review - thumbnail
review
Accion Review Review
Accion provides microloans to established small businesses and startups. Loan types, amounts and requirements vary by state.
Updated September 14, 2023
Crest Capital Business Loan and Financing Review - thumbnail
review
Crest Capital Business Loan and Financing Review Review
Crest Capital is an equipment financing company for small businesses, offering funding from $5,000 to over $500,000.
Updated September 13, 2023
Stax Payments Review and Pricing - thumbnail
review
Stax Payments Review and Pricing Review
Stax (formerly Fattmerchant) offers subscription-based merchant services with wholesale interchange pricing, 200+ integrations, and flexible POS hardware.
Updated October 14, 2025
Rapid Finance Review - thumbnail
review
Rapid Finance Review Review
Rapid Finance provides same-day funding for term loans, lines of credit, and merchant cash advances from $500 to $10 million with fast online applications.
Updated November 08, 2025
How to Calculate Loan Payments - thumbnail
article
How to Calculate Loan Payments
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
Updated May 20, 2025
Chase Payment Solutions Review - thumbnail
review
Chase Payment Solutions Review Review
Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.
Updated August 12, 2025
Zoho Books Review and Pricing - thumbnail
review
Zoho Books Review and Pricing Review
Zoho Books is an accounting solution that uses automation to make managing business finances easier. Learn about Zoho's features, integrations and more.
Updated April 10, 2024
It’s Fashionable to Skip the Business Plan — How Reckless Is That? - thumbnail
article
It’s Fashionable to Skip the Business Plan — How Reckless Is That?
More and more entrepreneurs are winging it. Are they setting themselves up for failure or smartly trusting their gut?
Updated October 03, 2023