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Business Funding

Launching and growing a business takes capital, and there are a lot of places to find it. Determining which source of funding is right for your business can be a challenge. Fortunately we’ve made it easy to learn about your financing options and identify which ones will set your business up for long-term success.

Latest: Advice, Tips and Resources

Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 30, 2026

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

Article
When Does Your Business Credit Score Matter?
By Donna Fuscaldo | January 30, 2026

Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is and why it matters.

Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | January 28, 2026

Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.

Article
How to Self-Fund Your Business
By Sean Peek | January 28, 2026

While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.

Article
How to Qualify for an Agricultural Loan
By Max Freedman | January 28, 2026

It can be difficult to keep up with the costs associated with running a farm. Low-interest agricultural loans help farmers stay afloat.

Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting the Funds You Need
By Jennifer Dublino | January 27, 2026

From tighter lending criteria to the rise of payment processors, many changes are underway in small business lending.

Article
Best Business Loans for Bad Credit
By Donna Fuscaldo | January 26, 2026

Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.

hand using a calculator and notebook
Article
What’s a Healthy Level of Business Debt?
By Matt D’Angelo | January 26, 2026

Healthy business debt is often necessary for growth. Learn how to distinguish good and bad business debt and determine a healthy debt amount to carry.

Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 26, 2026

How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | January 20, 2026

Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a detailed business plan showing ROI.

Accounting
Article
Debt vs. Equity Financing
By Max Freedman | January 16, 2026

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026

Learn what happens when you can't pay back your small business loan from the SBA.

Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026

Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.

Article
Top Small Business Grants
By Simone Johnson | January 15, 2026

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

Article
How to Find and Attract Business Investors
By Mark Fairlie | January 13, 2026

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026

Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 12, 2026

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
How to Calculate Loan Payments
By Mike Berner | January 09, 2026

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | January 09, 2026

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | January 07, 2026

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | January 07, 2026

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.