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Kimberlee Leonard profile picture

Kimberlee Leonard

Senior Analyst & Expert on Business Operations
Introduction
About Me

Kimberlee Leonard is an insurance expert who guides business owners through the complicated world of business insurance. A former State Farm agency owner herself, Leonard started her decades-long career as a financial consultant advising on investment strategies before switching her focus to insurance and risk mitigation for businesses.

At business.com, Leonard covers topics related to business insurance, such as workers’ compensation rates, professional negligence, insurance riders, hold harmless agreements and more.

Leonard has developed insurance primers on everything from small business insurance costs to specific policies, such as excess liability insurance. She has also reviewed business software tools, analyzed employee retirement plan providers and continues to share insights on financial topics as they relate to business. Leonard’s work has been published in Forbes, U.S. News and World Report, Fortune, Newsweek and other respected outlets.

Experience
Content Manager and Marketing Strategist at Sensible Copy and Consulting
June 2004 - Present
Founder at Single Mommy Tribe
July 2018 - Present
Founder / Contributor at Digital Footprint Media
January 2019 - Present
Contributor at Mom.com
December 2019 - Present
Education
University of Colorado Boulder
B.A.Sc.
Psychology
Kimberlee's Product and Service Reviews
Our team conducts an independent analysis of products and services that can help manage your business.
10.17.24
Best Business Employee Retirement Plans of 2024
Looking for an employee retirement plan for you and your staff?...
11.05.24
The Best Commercial Insurance for Entrepreneurs in...
Our team of experts has compared the best business insurance...
Kimberlee's Activity
article
Looking for Business Insurance? 10 Questions to Ask a Prospective Broker
Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.
Updated April 17, 2024
14 Ways to Save Money on Business Insurance - thumbnail
article
14 Ways to Save Money on Business Insurance
You shouldn't cut corners when it comes to business insurance. Here are ways to reduce your insurance premiums without sacrificing coverage.
Updated March 15, 2024
USA 401k Review - thumbnail
review
USA 401k Review Review
Updated September 13, 2023
What Is a Cyber Insurance Risk Assessment? - thumbnail
article
What Is a Cyber Insurance Risk Assessment?
A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.
Updated January 23, 2024
What Is an Insurance Rider in Business? - thumbnail
article
What Is an Insurance Rider in Business?
While standard business insurance policies protect your business, when extra coverage is needed, you'll obtain a rider. Learn how riders work.
Updated February 09, 2024
Before the Business Loan: Questions That Must Be Asked - thumbnail
article
Before the Business Loan: Questions That Must Be Asked
When insuring a business, you'll find two coverage types: claims-made and occurrence. Learn the differences to choose the right business coverage.
Updated July 09, 2024
What Is Excess Liability Insurance? - thumbnail
article
What Is Excess Liability Insurance?
Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.
Updated June 27, 2024
ShareBuilder 401k Review and Pricing - thumbnail
review
ShareBuilder 401k Review and Pricing Review
hareBuilder keeps investment fees low, which encourages more employees to participate in the plan. But small businesses don't give up quality for price with this company; ShareBuilder makes it easy to enroll and provides a variety of investment options.
Updated February 01, 2024
Human Interest 401k Review and Pricing - thumbnail
review
Human Interest 401k Review and Pricing Review
Human Interest keeps costs down for employers and employees, offering low-cost plans with a lot of features and functionality. When you work with Human Interest, you get affordable full-service retirement plans, earning it our best pick for affordability.
Updated September 13, 2023
Can You Keep a Secret? The Importance of Nondisclosure Agreements - thumbnail
article
Can You Keep a Secret? The Importance of Nondisclosure Agreements
Nondisclosure agreements (NDAs) help businesses to protect critical confidential information. Learn how NDAs work, what to consider and what to include.
Updated April 04, 2024
Industries That Take Full Advantage of the Subscription Business Model - thumbnail
article
Industries That Take Full Advantage of the Subscription Business Model
See how specific industries have taken advantage of the subscription model. Learn subscription model benefits and tips for using it in your business.
Updated October 07, 2024
The Rule of 9s: Will Charm Pricing Work for Your Business? - thumbnail
article
The Rule of 9s: Will Charm Pricing Work for Your Business?
Don't leave your pricing strategy to guesswork. Charm pricing has been proven to lift sales, but will it work for you? Read on to learn more.
Updated August 27, 2024
How Workers’ Compensation Rates Work - thumbnail
article
How Workers’ Compensation Rates Work
Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.
Updated June 28, 2024
How Much Does Insurance Cost for a Small Business? - thumbnail
article
How Much Does Insurance Cost for a Small Business?
Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.
Updated April 10, 2024
Understanding Data Breach vs. Cyber Liability Insurance - thumbnail
article
Understanding Data Breach vs. Cyber Liability Insurance
Cyber and data breach insurance cover data breach costs, but cyber adds more protection. Learn how to choose the right insurance for your business.
Updated February 22, 2024
What Is a Hold Harmless Agreement? - thumbnail
article
What Is a Hold Harmless Agreement?
A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.
Updated July 29, 2024
What Is Fiduciary Liability Insurance? - thumbnail
article
What Is Fiduciary Liability Insurance?
Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.
Updated May 02, 2024
When Is Auto Insurance Tax Deductible? - thumbnail
article
When Is Auto Insurance Tax Deductible?
Auto insurance can be tax deductible when you use your vehicle for business. Learn what you can write off and how to find the best tax strategy for you.
Updated April 19, 2024
What Is Directors & Officers (D&O) Insurance? - thumbnail
article
What Is Directors & Officers (D&O) Insurance?
If a lawsuit targets a firm's directors and officers, directors and officers insurance protects their personal assets. Learn how D&O insurance works.
Updated August 21, 2024
What Is Commercial Liability Auto Insurance? - thumbnail
article
What Is Commercial Liability Auto Insurance?
Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.
Updated March 06, 2024