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Business Funding

Launching and growing a business takes capital, and there are a lot of places to find it. Determining which source of funding is right for your business can be a challenge. Fortunately we’ve made it easy to learn about your financing options and identify which ones will set your business up for long-term success.

Latest: Advice, Tips and Resources

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | January 20, 2026

Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a detailed business plan showing ROI.

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Article
Debt vs. Equity Financing
By Max Freedman | January 16, 2026

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026

Learn what happens when you can't pay back your small business loan from the SBA.

Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026

Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.

Article
Top Small Business Grants
By Simone Johnson | January 15, 2026

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

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Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

Article
How to Find and Attract Business Investors
By Mark Fairlie | January 13, 2026

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026

Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 12, 2026

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
How to Calculate Loan Payments
By Mike Berner | January 09, 2026

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | January 09, 2026

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | January 07, 2026

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | January 07, 2026

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | January 07, 2026

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Article
18 Small Business Grants for Minorities
By Adam Uzialko | January 07, 2026

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
Types of Fast Business Loans
By Max Freedman | January 06, 2026

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 06, 2026

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | December 18, 2025

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.