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Mike Berner

Mike Berner

Senior Analyst & Expert on Business Operations
MA
Introduction
About Me

Mike Berner brings to business.com over half a decade of experience as a finance expert, having previously served as an economic analyst for the U.S. Army Corps of Engineers. His expertise lies in conducting quantitative analysis and research, providing invaluable guidance for navigating the modern financial landscape.

Berner, who has a bachelor’s degree in economics and a bachelor of business administration in finance, enjoys simplifying complicated financial concepts for entrepreneurs and business owners. From deciphering the intricacies of business loans and accounting to identifying the best payroll systems and credit card processors, he offers comprehensive insights tailored to meet diverse business needs.

At business.com, Berner covers business plans, funding solutions, accounting software, the ins and outs of credit card processing and more.

Beyond dedicating himself to exploring and evaluating the latest financial solutions, Berner has also become adept at explaining how businesses can take advantage of artificial intelligence tools. His passion for sharing knowledge extends to various platforms, including Substack, TikTok and YouTube, where he imparts tips and strategies on topics like sales tactics, savvy investing and tax saving.

Experience
Staff Writer at business.com, a Centerfield company
May 2022 - Present
Economic Analyst at US Army Corps of Engineers
June 2016 - May 2022
Education
University of Massachusetts Amherst
BBA, BA
Finance, Economics
Awards and Honors
Economics Writing Award
Economics Department, UMass Amherst
April 01, 2015
Mike's Product and Service Reviews
Our team conducts an independent analysis of products and services that can help manage your business.
10.05.26
The Best Credit Card Processors for Restaurants in...
The best restaurant credit card processors include Square, Clover,...
10.05.26
The Best Accounting Software Choices for E-commerce...
Top accounting software for ecommerce like Xero and QuickBooks...
09.16.26
The Best Credit Card Processors of 2026: Pricing...
Top credit card processing companies include Stripe for...
09.08.26
The Best Business Loan and Financing Options of 2026
Biz2Credit, Fundbox, SBG Funding connect small businesses with...
09.22.26
Best Accounting Software Programs for 2026
QuickBooks, Xero and FreshBooks top the list for small business...
10.05.26
The Best Accounting Software for Restaurants
QuickBooks, Xero, and Zoho Books offer restaurant accounting...
Mike's Activity
North Payments Review - thumbnail
review
North Payments Review Review
North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.
Updated July 25, 2025
Use These Jedi Mind Tricks to Make Customers Spend More - thumbnail
article
Use These Jedi Mind Tricks to Make Customers Spend More
Want to increase your retail sales fast? Check out the psychological tricks proven to get customers spending more.
Updated November 19, 2024
NetSuite Accounting Software Review and Pricing - thumbnail
review
NetSuite Accounting Software Review and Pricing Review
Oracle NetSuite is a cloud ERP integrating finance, sales, supply chain, and HR tools. Pricing starts around $999 per month licensing plus $99 per user.
Updated September 24, 2025
SBG Funding Review 2026: $5M Loans, 24-Hour Funding, 85% Approval - thumbnail
review
SBG Funding Review 2026: $5M Loans, 24-Hour Funding, 85% Approval Review
SBG Funding offers fast funding and flexible terms on loans up to $5 million, earning a 9 out of 10 rating and our pick for best lender for flexible terms.
Updated September 12, 2025
Biz2Credit Review and Rates - thumbnail
review
Biz2Credit Review and Rates Review
Biz2Credit connects businesses to term loans and revenue financing up to $2 million with 24-hour approvals. Learn more in this extensive Business.com review.
Updated July 17, 2025
Clover Credit Card Processing Review and Pricing - thumbnail
review
Clover Credit Card Processing Review and Pricing Review
Clover offers robust credit card processing services, with various plans for its POS system. See our full review of features, pricing and limitations.
Updated October 07, 2026
Helcim Review and Pricing - thumbnail
review
Helcim Review and Pricing Review
Our Helcim review explores this all-in-one credit card processor's POS, invoicing, online payments and customer management tools, along with its transparent interchange-plus pricing, no monthly fees and automatic volume discounts.
Updated October 07, 2026
It’s Fashionable to Skip the Business Plan — How Reckless Is That? - thumbnail
article
It’s Fashionable to Skip the Business Plan — How Reckless Is That?
More and more entrepreneurs are winging it. Are they setting themselves up for failure or smartly trusting their gut?
Updated October 03, 2023
Fora Financial Review - thumbnail
review
Fora Financial Review Review
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
Updated July 09, 2026
How to Calculate Loan Payments - thumbnail
article
How to Calculate Loan Payments
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
Updated July 16, 2026
BusinessLoans.com Review - thumbnail
review
BusinessLoans.com Review Review
BusinessLoans.com is a lending marketplace that helps small businesses compare financing options from multiple lenders through a guided self-service application. Read our review to see if it's the right fit for your business.
Updated August 05, 2026
Chase Payment Solutions Review - thumbnail
review
Chase Payment Solutions Review Review
Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.
Updated August 12, 2025
QuickBooks vs. Xero Comparison - thumbnail
article
QuickBooks vs. Xero Comparison
QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.
Updated September 03, 2026
QuickBooks Online Review and Pricing - thumbnail
review
QuickBooks Online Review and Pricing Review
QuickBooks Online is our best pick for small businesses thanks to its easy setup, usability, effective features and strong list of third-party integrations.
Updated October 07, 2026
Stax Payments Review and Pricing - thumbnail
review
Stax Payments Review and Pricing Review
Stax is a POS system provider that offers payment options for businesses. Business.com reviews the platform, discussing pricing, features, and pros and cons.
Updated October 07, 2026
Stripe vs Stax Comparison - thumbnail
article
Stripe vs Stax Comparison
Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.
Updated June 09, 2025
Xero Accounting Software Review and Pricing - thumbnail
review
Xero Accounting Software Review and Pricing Review
Xero accounting software offers unlimited users, 1,000+ integrations and flexible plans for growing businesses. Learn about its features in our Xero review.
Updated October 07, 2026
Small Business Statistics: The Most Interesting Data of 2026 - thumbnail
article
Small Business Statistics: The Most Interesting Data of 2026
This list of small business statistics provides a snapshot of the most important business trends
Updated April 10, 2024
Fundbox Business Loan Review and Rates - thumbnail
review
Fundbox Business Loan Review and Rates Review
Fundbox offers business lines of credit up to $150,000 with 12-24 week terms, 4.66% starting rates, and tech features like cash flow insights and mobile app.
Updated August 01, 2025
FreshBooks vs. QuickBooks Comparison - thumbnail
article
FreshBooks vs. QuickBooks Comparison
FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.
Updated July 16, 2026