Business Insurance

Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.

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What Is Risk in Business Insurance?

By Mark Fairlie | January 09, 2026

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.

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What Is Subrogation in Business Insurance?

By Mark Fairlie | January 09, 2026

Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works.

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What Is a Surety Bond?

By Mark Fairlie | January 09, 2026

Surety bonds act as legally enforceable guarantees that help small business owners secure third-party contracts. Learn how they work.

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Why Your Business Needs Indemnity Insurance

By Mark Fairlie | January 09, 2026

While indemnity insurance isn't a specific policy type, it does play a critical role in the types of insurance your business needs.

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Understanding Data Breach vs. Cyber Liability Insurance

By Kimberlee Leonard | January 09, 2026

Cyber and data breach insurance cover data breach costs, but cyber adds more protection. Learn how to choose the right insurance for your business.

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When Is Auto Insurance Tax Deductible?

By Kimberlee Leonard | January 07, 2026

Business expenses allow you to write off certain things on your taxes. Learn what you can deduct from the cost of your work vehicle.

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Car Insurance for Business: A Complete Guide to Commercial Auto Insurance

By Nicole Urbanowicz | January 07, 2026

If your business operates vehicles or has employees driving for business reasons, commercial auto insurance is a must.

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What Is Commercial Property Insurance? A Complete Guide to Insurance on Commercial Building

By Mark Fairlie | January 07, 2026

Commercial property insurance covers the building and items that you own or lease against threats such as fire, explosions, theft and vandalism.

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What Is Errors and Omissions Insurance?

By David Gargaro | January 07, 2026

Errors and omissions insurance protects against lawsuits that disgruntled clients could bring against your business.

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What Is a Hold Harmless Agreement?

By Kimberlee Leonard | January 07, 2026

A hold harmless agreement releases a party from the consequences of another’s actions. Learn how and when to use a hold harmless agreement in business.

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Do I Need Product Liability Insurance?

By David Gargaro | January 07, 2026

If you manufacture, sell or distribute products, your insurance policy portfolio should include product liability insurance.

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What Is Professional Liability Insurance?

By David Gargaro | January 07, 2026

Professional liability insurance provides businesses with coverage against clients' legal claims of negligence, malpractice and misrepresentation.

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Business Owners’ Guide to Workers’ Compensation

By David Gargaro | January 07, 2026

Workers' compensation insurance is a key policy most businesses are required to have.

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Business Loans: Questions Lenders Ask Potential Borrowers

By Donna Fuscaldo | January 07, 2026

Getting a business loan isn’t always easy, but you can become a better candidate if you prepare.

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Builders Risk Insurance: Not Just for Builders

By Nicole Urbanowicz | January 06, 2026

Anyone with a financial stake in a property being built should consider builder's risk insurance. Here's what you need to know.

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What Is a Business Owner’s Insurance Policy?

By Max Freedman | January 06, 2026

A business owner's policy offers the coverage of liability insurance and property insurance in one package.

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How Do Workers’ Compensation Rates Work?

By Kimberlee Leonard | January 06, 2026

Workers' compensation rates stem from various factors, including industry risk, claims history and payroll costs. Here's what you need to know about workers' compensation, and how to keep costs down.

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Everything You Need to Know About 7702 Plans

By Max Freedman | January 05, 2026

Learn what a 7702 account really is, how it differs from retirement accounts and whether it's right for your financial goals.

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Average Commercial Car Insurance Costs

By Kimberlee Leonard | January 05, 2026

Choose the right coverage to protect your business.

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