Business Insurance
Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.
A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.
Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.
An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.
A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.
Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.
Here's a look at seven questions lenders ask small business borrowers and the reason for each one.
Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.
Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.
Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.
If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.
Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.
What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.
Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.
If a lawsuit targets a firm's directors and officers, directors and officers insurance protects their personal assets. Learn how D&O insurance works.
The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.
Auto insurance can be tax deductible when you use your vehicle for business. Learn what you can write off and how to find the best tax strategy for you.
Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.
Commercial car insurance deductibles work just like personal auto insurance deductibles. Learn about collision and comprehensive claims deductibles.
Cyber and data breach insurance cover data breach costs, but cyber adds more protection. Learn how to choose the right insurance for your business.
Surety bonds act as a legally enforceable guarantee that help small business owners secure third-party contracts. Learn how they work.
Workers' compensation has tax implications that every employee and business owner should understand. See our guide.
A key component of an insurance policy is restitution for those who have a claim against you. Here’s how indemnity insurance provides that.
The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.