Business Insurance
Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.
Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.
E&O insurance guards your business against lawsuits brought by dissatisfied customers. Find out what it covers and costs, and whether you really need it.
A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.
Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.
An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.
If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.
Here's a look at seven questions lenders ask small business borrowers and the reason for each one.
If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.
Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.
A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.
Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.
A 7702 plan, also called a Section 7702 plan, is a privately issued, standalone life insurance policy. Learn how it differs from typical retirement plans.
The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.
Workers' compensation has tax implications that every employee and business owner should understand. See our guide.
If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.
This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.
Business interruption insurance policies can help when unforeseen events shut down operations. Learn how business interruption insurance works and what it covers.
Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.
A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.
Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.
Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.
Choosing insurance for your company or employees is important, and should not be done casually. Here’s what to consider when getting insurance.
The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.