Financial Solutions

From loans and investing to managing your business finances, here you'll find a real solution to your every financial need.

Latest: Advice, Tips and Resources

Advice
I need a loan to expand my business, where can I get one?
QUESTION | BY Gilbert Darko | 33 ANSWERS | LAST ACTIVITY ON 09/23/20

Here in Ghana, it is difficult and expensive to get a loan usually with a very high-interest rate. Can anyone give me advice and information on where I can get a loan of US $500,000 for a period of 5...

Best Pick
The Best Collection Agency Services of 2020
BY Skye Schooley

We've reviewed the best collection agency services for 2020. See up-to-date comparisons on features and the best prices for the top-rated agencies.

Advice
How do I determine the best place to invest in real estate?
QUESTION | BY Joseph V. Scorese | 13 ANSWERS | LAST ACTIVITY ON 09/22/20

I am looking for to buy real estate in the Philadelphia area for investment? How do I determine the best neighborhood to invest in and should I go single family or multi family? The rates are so...

Article
Features of POS Systems
BY Sean Peek

Find out which features to look for when you're shopping for a new POS system.

Best Pick
The Best Merchant Services of 2020
BY Lori Fairbanks

See our expert and unbiased reviews of the top 10 merchant services. Compare 2020's top-ranked merchant account services for free at business.com.

Best Pick
The Best Business Loan and Financing Options of 2020
BY Simone Johnson

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

Best Pick
The Best Credit Card Processors of 2020
BY Lori Fairbanks

Which credit card processor is right for your business in 2020? We review the top-rated services.

Advice
When does a startup company have to start paying taxes?
QUESTION | BY Shania Redmon | 10 ANSWERS | LAST ACTIVITY ON 09/16/20

I want to start a record label eventually. For now I'm wanting to sell beats and merchandise. Do I have to pay taxes? What if I'm making little to no money at first?

Best Pick
The Best Factoring Companies of 2020
BY Simone Johnson

Business.com has compared factoring services and selected the best ones for small businesses. Compare company services and fees to make your buying decisions easier.

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Article
Can (or Should) You Raise Prices During COVID-19?
BY Donna Fuscaldo

Supply shortages in higher demand and other pandemic-related expenses are causing some companies to raise prices during COVID-19. Should your business follow suit?

Article
Private Equity vs. Venture Capital: What's the Difference?
BY Donna Fuscaldo

Private equity and venture capital funding are both considered alternative investments, but there are significant differences between the two.

Advice
How can I get a loan for my cleaning business?
QUESTION | BY Nishcole Goggins | 3 ANSWERS | LAST ACTIVITY ON 09/15/20

I have been in business for a year and seven months, my revenue is under the required revenue of most loan companies that offer loans and the time in business required is two years, along with a...

Best Pick
The Best Tax Debt Relief Services of 2020
BY Andrew Martins

Looking for the best tax debt relief service? We have easy-to-read, unbiased expert reviews and feature comparisons of the best and cheapest services.

Best Pick
The Best Online Payroll Services of 2020
BY Chad Brooks

Our team has compared the best online payroll services for 2020. See up-to-date reviews and costs for the top services.

Article
Mobile Wallet Guide: Google Pay vs. Apple Pay vs. Samsung Pay
BY Adam Uzialko

You no longer need to carry a bulky wallet filled with numerous credit cards or cash.

Best Pick
The Best POS Systems of 2020
BY Lori Fairbanks

We've compared the best POS systems for 2020. See up-to-date comparisons, reviews and prices for the top-rated systems.

Best Pick
The Best iPad Restaurant POS Systems of 2020
BY Lori Fairbanks

We've reviewed the best iPad restaurant POS systems for 2020. Read up-to-date comparisons on features and prices for the top iPad POS systems for restaurants.

Advice
How do I start a business with zero capital?
QUESTION | BY Gilbert Frimpong | 35 ANSWERS | LAST ACTIVITY ON 09/01/20

I want to start a business but I don't have any money to start the business with.

Article
How Often Should Your Business Run Payroll?
BY Simone Johnson

Knowing how often to run payroll is essential to managing a business.

Article
Credit Card Processing in High-Risk Industries
BY Adam Uzialko

Is your business considered high risk by your credit card processor? Here's how to know and what that means for you.

Article
A Guide to Payroll Forms
BY Simone Johnson

Find out which payroll forms your small business needs.

Article
What Should Employers Know About Their Payroll Records?
BY Simone Johnson

Your business needs to keep payroll records but for how long? Here's what you need to know about storing payroll records.

Advice
How should I set the prices for my new clothing brand?
QUESTION | BY Dashia Saunderlin | 13 ANSWERS | LAST ACTIVITY ON 08/22/20

I just started my own clothing called Crowns Clothing Collection that I want to sell at an affordable price for my target market. Crowns Clothing Collection is targeted towards teens and young adults...

Article
What Is a POS System? (and Other Common Questions Answered)
BY Skye Schooley

Learn what a POS system is, how it works and how your business can benefit from having one.

Article
Understanding PayPal Credit Card Fees
BY Adam Uzialko

Using PayPal for credit card processing? Here's what you need to know about its fees.

Advice
I?m buying a business. Should I sign the purchase and sale agreement before securing financing?
QUESTION | BY Matt Santos | 3 ANSWERS | LAST ACTIVITY ON 08/21/20

I in the process of acquiring a business. I was sent a purchase and sale agreement from the broker however I?m still working on securing financing. Is it okay to sign the P&S without the...

Advice
How difficult is it to take out a loan for my small business?
QUESTION | BY S. Thomas Warden | 27 ANSWERS | LAST ACTIVITY ON 08/20/20

What should I keep in mind when approaching banks? Which banks and programs are best for startups/entrepreneurs? Are there other options that I should consider? Thanks!

Advice
Are financial projections needed for taking out a business loan?
QUESTION | BY S. Thomas Warden | 25 ANSWERS | LAST ACTIVITY ON 08/20/20

I am thinking about taking out a loan for my business. I know I need to put together a business plan for the bank and should include all historical financial data. What would I include for financial...

Article
Shopify vs. Square
BY Skye Schooley

Learn the differences between Shopify and Square to determine which one is best for your business.

Article
PayPal Credit Card Processing: How to Accept Card Payments With PayPal
BY Adam Uzialko

Accepting debit and credit card payments is easy with PayPal. Here's how to do it.