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Article
What Is Professional Negligence?
By Kimberlee Leonard | November 07, 2023

Professional negligence is when an industry professional doesn't properly fulfill their duties, leading to damage or harm. Learn how to avoid lawsuits.

Article
What Is Professional Liability Insurance?
By David Gargaro | November 07, 2023

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

Article
Do You Need Product Liability Insurance?
By David Gargaro | November 07, 2023

Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.

Article
What Is a Loss Payee on an Insurance Claim?
By Nicole Urbanowicz | November 07, 2023

The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.

Article
How to Handle a Business Lawsuit
By Kimberlee Leonard | November 07, 2023

Business owners are vulnerable to lawsuits. Learn common lawsuit types, as well as how to handle a lawsuit, deal with insurance, and protect your company.

Article
What Is Intellectual Property Insurance?
By Kimberlee Leonard | November 07, 2023

Your business needs intellectual property insurance if you hold patents or trademarks. Learn what intellectual property insurance covers.

Article
Why Your Business Needs Indemnity Insurance
By Kimberlee Leonard | November 07, 2023

A key component of an insurance policy is restitution for those who have a claim against you. Here's how indemnity insurance provides that.

Article
What Is a Hold Harmless Agreement?
By Kimberlee Leonard | November 07, 2023

A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.

Article
What Is General Liability Insurance?
By David Gargaro | November 07, 2023

General liability insurance is a policy your business should have. Here is what it protects against.

Article
What Is Fiduciary Liability Insurance?
By Kimberlee Leonard | November 07, 2023

Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.

mentor consulting an intern
Article
What Is Excess Liability Insurance?
By Kimberlee Leonard | November 07, 2023

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

Article
What Is Errors and Omissions Insurance?
By David Gargaro | November 07, 2023

Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.

Article
Lawsuits on the Rise: Small Businesses Need EPLI
By Nicole Urbanowicz | November 07, 2023

Learn why and how your small business should invest in employment practices liability insurance.

Article
What Are Insurance Endorsements?
By Nicole Urbanowicz | November 07, 2023

Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work.

Article
What Is Directors and Officers (D&O) Insurance?
By Kimberlee Leonard | November 07, 2023

If a lawsuit targets a firm's directors and officers, directors and officers insurance protects their personal assets. Learn how D&O insurance works.

Article
What Is Cyber Insurance?
By Sean Peek | November 07, 2023

Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.

Article
What Is a Cyber Insurance Risk Assessment?
By Kimberlee Leonard | November 07, 2023

A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.

Article
Guide to the Workers’ Compensation Claim Process
By Max Freedman | November 07, 2023

Filing for workers' compensation can be a lengthy process. Learn more about each step involved.

Article
What Is Commercial Umbrella Insurance?
By Kimberlee Leonard | November 07, 2023

Commercial umbrella insurance adds coverage to general liability, workers' comp and other policies. Find out if you need a commercial umbrella policy.

Article
What Is Commercial Property Insurance?
By Kimberlee Leonard | November 07, 2023

Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.

Article
What Does Commercial Auto Insurance Cover?
By Nicole Urbanowicz | November 07, 2023

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

Article
When Is Auto Insurance Tax Deductible?
By Kimberlee Leonard | November 07, 2023

Auto insurance can be tax deductible when you use your vehicle for business. Learn what you can write off and how to find the best tax strategy for you.

Article
Commercial Car Insurance Laws by State
By Kimberlee Leonard | November 07, 2023

What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.

Article
What Is Commercial Liability Auto Insurance?
By Kimberlee Leonard | November 07, 2023

Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.

Article
How Do Commercial Car Insurance Deductibles Work?
By Kimberlee Leonard | November 07, 2023

Commercial car insurance deductibles work just like personal auto insurance deductibles. Learn about collision and comprehensive claims deductibles.

Delivery driver wearing a mask
Article
Average Commercial Car Insurance Costs
By Kimberlee Leonard | November 07, 2023

The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.

Article
What Is Coinsurance in Business?
By Nicole Urbanowicz | November 07, 2023

Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.

Article
What Is Claims-Made vs. Occurrence?
By Kimberlee Leonard | November 07, 2023

When insuring a business, you'll find two coverage types: claims-made and occurrence. Learn the differences to choose the right business coverage.

Article
What Is Business Interruption Insurance?
By Nicole Urbanowicz | November 07, 2023

Business interruption insurance is a policy, clause or endorsement that can help you if an unforeseen event shuts down operations. Learn how it works.

Article
Builder’s Risk Insurance: Not Just for Builders
By Nicole Urbanowicz | November 07, 2023

If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.