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Business Basics

A complete resource for starting, managing, and growing your business. Discover everything you need to know at business.com.

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Latest: Advice, Tips and Resources

Article
Commercial Car Insurance Laws by State
By Kimberlee Leonard | January 02, 2024

What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.

Article
7 Things to Consider Before Starting a Restaurant
By Max Freedman | December 19, 2023

Before you launch your restaurant business, learn about important considerations, such as location, marketing and software.

Kid at a restaurant
Article
New Jersey Restaurant Bans Kids and Gets 40,000 Likes
By Antonio Ferme | December 18, 2023

The business case for peace and quiet.

Article
What Is Commercial Umbrella Insurance?
By Jennifer Dublino | December 13, 2023

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

Article
How to Print Postcards at Home With Word Processing Software
By Max Freedman | December 12, 2023

Creating your own postcards at home is not too difficult. Here is what you need and how to do it.

Article
10 Proven Tips for Young Entrepreneurs to Start Off Strong
By Jennifer Dublino | November 30, 2023

Many people dream of starting their own company, but not all entrepreneurs are successful. Get a good start in your business-owning career with these tips.

Article
7 Pain Points Entrepreneurs Should Expect and Embrace
By Sean Peek | November 30, 2023

As an entrepreneur, you have to roll with the punches. Learn how to deal with these common pain points of running a business.

Article
Should Your Restaurant Accept Bitcoin?
By Mark Fairlie | November 30, 2023

Some restaurants have started accepting Bitcoin as payment. Learn the pros and cons of accepting Bitcoin in restaurants and how to get started.

Article
What Is Malpractice Insurance?
By Jennifer Dublino | November 27, 2023

Malpractice insurance can protect your business. Learn about malpractice insurance, who needs it, what types exist, how much it costs and how to get it.

Article
What Is a Business Owner’s Policy?
By Max Freedman | November 16, 2023

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.

Ninja turtles
Article
Why the Ninja Turtles Are a Perfect Team to Emulate in Business
By Antonio Ferme | November 16, 2023

How to form a TMNT C-Suite.

Adam Sandler Hustle movie
Article
Hustle: Why Every Hiring Team Needs a Stanley Sugarman
By Ali Saleh | November 16, 2023

Netflix’s summer basketball flick Hustle was an instant favorite among viewers and critics — and offers a business lesson.

Article
Expanding Distribution Channels
By Sean Peek | November 16, 2023

To boost sales and brand awareness, you should consider expanding your distribution channels. Learn more about your options.

Article
What Is Private Labeling and How Does It Work?
By Stella Morrison | November 15, 2023

You don’t always need to build your own network to create a supply chain for your product. Here are some of the pros and cons of private labeling.

Article
What Is a Pharmaceutical Wholesaler?
By Danielle Fallon-O’Leary | November 10, 2023

Pharmaceutical wholesalers purchase medications directly from manufacturers and then sell the medications to pharmacies.

Article
Business Owners’ Guide to Workers’ Compensation
By David Gargaro | November 07, 2023

If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.

Article
How Workers’ Compensation Rates Work
By Kimberlee Leonard | November 07, 2023

Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Article
What Is a Workers’ Comp Exemption?
By Kimberlee Leonard | November 07, 2023

This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.

Article
What Is Professional Liability Insurance?
By David Gargaro | November 07, 2023

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

Article
Do You Need Product Liability Insurance?
By David Gargaro | November 07, 2023

Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.

Article
What Is a Loss Payee on an Insurance Claim?
By Nicole Urbanowicz | November 07, 2023

The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.

Article
What Is a Hold Harmless Agreement?
By Kimberlee Leonard | November 07, 2023

A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.

mentor consulting an intern
Article
What Is Excess Liability Insurance?
By Kimberlee Leonard | November 07, 2023

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

Article
What Is Errors and Omissions Insurance?
By David Gargaro | November 07, 2023

Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.

Article
What Is Directors and Officers (D&O) Insurance?
By Kimberlee Leonard | November 07, 2023

If a lawsuit targets a firm's directors and officers, directors and officers insurance protects their personal assets. Learn how D&O insurance works.

Article
What Is Cyber Insurance?
By Sean Peek | November 07, 2023

Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.

Article
What Is Commercial Property Insurance?
By Kimberlee Leonard | November 07, 2023

Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.

Article
What Does Commercial Auto Insurance Cover?
By Nicole Urbanowicz | November 07, 2023

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

Delivery driver wearing a mask
Article
Average Commercial Car Insurance Costs
By Kimberlee Leonard | November 07, 2023

The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.

Article
Builder’s Risk Insurance: Not Just for Builders
By Nicole Urbanowicz | November 07, 2023

If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.