business.com receives compensation from some of the companies listed on this page. Advertising Disclosure

Home

Finances

Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
How to Handle Non-Paying Clients
By Sammi Caramela | August 11, 2022

Non-paying customers can put your business in a real bind. Here are several strategies to get the money you are owed.

Article
What Is Cash Flow Management?
By Jennifer Post | August 09, 2022

Cash flow management is essential to a small business's survival. Here's how to manage your cash flow.

Article
How to Develop a Business Credit Card Expense Policy
By Matt D’Angelo | August 09, 2022

Business credit cards are a great responsibility afforded only to trusted employees. Here's how to craft a business credit card expense policy that works.

Article
9 Ways the New SEC Crowdfunding Rules Will Affect Your Business
By Scott Gerber | August 09, 2022

The SEC adopted new crowdfunding rules in late 2015. Learn all about the important changes, and what it means to you.

Article
In Pursuit of Profit: Applications and Uses of Break-Even Analysis
By Simone Johnson | August 02, 2022

A break-even analysis helps you identify how much your business must sell to recoup costs. Learn how to use it to make smart decisions for your business.

Article
How SEP IRAs Work
By Max Freedman | August 02, 2022

Simplified Employee Pension (SEP) individual retirement accounts (IRA) offer benefits to both self-employed people and small employers.

Article
Tax Reform: 5 Things You Need to Know
By Joshua Stowers | August 02, 2022

Tax reform changes the way taxes are collected. It's important for small business owners to know how the new tax changes might affect their businesses.

Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Donna Fuscaldo | August 02, 2022

Here's how to get money through the Employee Retention Credit.

Article
Understanding and Utilizing Total Compensation Packages
By Patrick Proctor | August 02, 2022

Determining your company's total employee compensation is critical to keeping employees happy and attracting top job candidates. Here is how to calculate i

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | August 02, 2022

Need to keep track of your finances? A cash flow statement is a great tool. Learn how to prepare one for your small business.

Article
How the Self-Employed Can Make Roth IRA Contributions
By Dock David Treece | August 02, 2022

This guide explains how self-employed people can make Roth IRA contributions to save for their retirement.

Article
How Long Can Small Businesses Survive the Coronavirus-Related Disruption?
By Andrew Martins | August 02, 2022

Small businesses can't survive more than two more months of COVID-19 disruptions, but most will only need $100K or less to keep the lights on for a year.

Article
How to Plan for the Future of Your Business During Coronavirus
By Adam Uzialko | August 02, 2022

The COVID-19 pandemic has brought business as usual to an abrupt halt. How can you plan for the future of your business during the coronavirus?

Article
The 8 Cheapest Franchises to Buy in 2020
By Max Freedman | August 02, 2022

Considering buying into a franchise? Here is a list of the cheapest franchises to open in 2020.

Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | August 02, 2022

Small businesses that fail usually fail due to cash flow problems. As you manage your business's finances, consider these seven cash flow problems.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Donna Fuscaldo | August 02, 2022

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | August 02, 2022

What's the difference between gross and net salary? Get definitions, examples and tools to calculate.

Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | August 02, 2022

Learn how to tackle taxes more effectively and get bigger deductions by folding tax plans into your overall business strategy.

Article
Business Debt: How Much Is Too Much to Carry?
By Chad Brooks | August 02, 2022

Debt can be a useful way to start your business, but without proper management and care, things can turn ugly quickly.

Article
Medical Billing Process Step by Step
By Max Freedman | August 02, 2022

The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.

Article
Which Business Credit Card Fees Are Tax-Deductible?
By Dock David Treece | August 02, 2022

While individuals can't take advantage, business owners are able to deduct credit card fees and interest paid on their credit cards.

Article
Everything to Know About Business Checking Account Fees
By Donna Fuscaldo | August 02, 2022

Here's a look at all the business checking account fees you could face and how to avoid them.

Article
10 Money-Saving Strategies for Small Businesses
By Vector Moranov | August 02, 2022

These nine money-saving strategies can help small business owners save big.

Article
What’s the Difference Between Net Income and Profit? 
By Dachondra Cason | August 02, 2022

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | August 02, 2022

Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | August 02, 2022

Night shift differential pay makes it easy to find and motivate daytime employees to work nighttime shifts. Here's how to calculate it.

Article
What to Do if You’re Behind on Your Taxes
By Chad Brooks | August 02, 2022

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here's what to do if you're past due.

Article
Overhead Cost and How to Calculate It
By Dock David Treece | August 02, 2022

Overhead costs are your expenses that are tied to things other than the production of your goods or services. Here is how to calculate it.

Article
12 Accounting and Cash Flow Management Lessons From 10 Years as a CEO
By Catherine vanVonno | August 02, 2022

Here are 12 tips to manage finances effectively.

Article
SBA Loan Default in the Time of COVID-19
By Jason Milleisen | August 02, 2022

If your business is struggling amid the coronavirus pandemic, get answers to your questions about SBA loan default and the offer in compromise program.