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Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

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Latest: Advice, Tips and Resources

Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | December 03, 2021

Accepting credit card payments with your phone is an easy, inexpensive way to get paid.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | December 03, 2021

Payroll discrepancies are common across all types of businesses. Some may be difficult to uncover, but here is where to start looking.

Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | December 03, 2021

Here are six ways small business owners can get more from credit cards.

Article
7 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | December 03, 2021

Find a processing company that doesn't lock you into a contract or charge excessive fees.

Category
The Best Collection Agency Services of 2021
By Donna Fuscaldo | December 02, 2021

We've reviewed the best collection agency services for 2021. See up-to-date comparisons on features and the best prices for the top-rated agencies.

Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | December 02, 2021

Small business owners face a number of challenges every day, and accounting is a big one. Here's how to stay on top of your finances as an entrepreneur.

Category
The Best Accounting and Invoice-Generating Software for 2021
By Donna Fuscaldo | December 02, 2021

Our team has compared the best accounting software for 2021. See up-to-date comparisons, reviews and costs for the top-rated accounting programs.

Article
Small Business Guide to Restaurant Inventory Software
By Sean Peek | December 01, 2021

Wasted food takes a bite out of your profits. Restaurant inventory software can help.

Article
Applying for an SBA Loan vs. Funding From an Alternative Online Lender
By Donna Fuscaldo | December 01, 2021

SBA and alternative loans are two very different ways to fund your business.

Article
What to Do if You Can't Get a Business Loan
By Donna Fuscaldo | November 16, 2021

There are some key steps you should take if your business needs an influx of cash and you can't get a loan.

Category
The Best Business Loan and Financing Options of 2021
By Donna Fuscaldo | November 16, 2021

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

Article
What Small Business Owners Should Know About Direct Deposit
By Simone Johnson | November 15, 2021

Learn about the pros and cons of using direct deposit payroll services.

Category
The Best Credit Card Processors of 2021
By Donna Fuscaldo | November 12, 2021

Which credit card processor is right for your business in 2020? We review the top-rated services.

Article
What Is Actual Cash Value in Business Property Insurance?
By Nicole Urbanowicz | November 11, 2021

If you're considering business property insurance, it's crucial to understand the difference between actual cash value and replacement cost.

Article
What Are Payroll Liabilities?
By Julie Thompson | November 11, 2021

Business owners must be aware of payroll liabilities or they'll face repercussions from employees, payroll services and the IRS. Here's what you need to know.

Article
Guide to Employer Payroll Taxes
By Julie Thompson | November 11, 2021

Employers have distinct responsibilities for payroll taxes. Learn how to calculate payroll taxes and comply with payroll tax rules.

Category
Best Business Employee Retirement Plans of 2021
By Donna Fuscaldo | November 10, 2021

Looking for an employee retirement plan for you and your staff? Before you select one, check out our guide and best picks.

Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | November 08, 2021

The SBA and USDA offer loans to assist entrepreneurs and business owners who need funding.

Article
When Does Your Business Credit Score Matter?
By Adam Uzialko | November 05, 2021

What is the difference between your personal and business credit score, and when does your business credit score matter? Read on to find out.

Article
What Is a Merit Pay Increase?
By Julie Thompson | November 04, 2021

Merit increases can boost worker productivity and retention, but you need to know if they're right for your business and the best ways to implement them.

Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting Funds
By Donna Fuscaldo | November 02, 2021

New regulations and fintech are changing the funding landscape.

Article
How to Survive When Business Is Slow
By Simone Johnson | November 02, 2021

Many businesses experience financial ups and downs. Here are tips to help you stay afloat when business slows down.

Article
Payroll Reporting: What to Include
By Julie Thompson | November 02, 2021

Because the payroll process has many moving parts, payroll reports can clarify labor costs, budgets and compliance issues.

Article
Requirements for Keeping Paycheck Records
By Julie Thompson | November 02, 2021

Employers keep paycheck records to meet state and federal storage requirements. Here's how to manage and store records that pertain to payroll.

Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | October 15, 2021

Accounts payable reporting involves tracking and recording business transactions. These reports ensure a company's financial data is accurate and up to date.

Article
Shopify vs. Square: Which Is Best for Your E-Commerce Business?
By Jamie Johnson | October 14, 2021

Choosing a POS system can be a tough challenge. Here is how two top options, Shopify and Square, stack up against each other.

Article
How to Apply (and Get Approved) for a Business Loan
By Adam Uzialko | October 13, 2021

Many businesses need loans to launch or grow. This guide will help you apply for a business loan and improve your chances of approval.

Article
Are PEO Payroll Services Worth It?
By Skye Schooley | October 13, 2021

When you need help with your payroll, should you hire a payroll service or a PEO? Learn what a PEO for payroll looks like.

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | October 13, 2021

Should you consider a merchant cash advance or working capital loan to alleviate your cash flow problems? Or would that make things worse?