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Finances

Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
Business Owner's Guide to FICA Tax
By Adam Uzialko | November 26, 2020

The FICA tax is a federal tax that both employers and employees pay to support Medicare and Social Security. Here's how it works and what you need to know as an employer.

Advice
What are the best software products used in the banking industry?
By Roberto Romello | 6 Answers | Last Activity on November 26, 2020

I want to know a list of recommended software products used in the banking sector that addresses a bank's core banking needs and helps manage evolving customer expectations. Please list out the...

Article
What You Need to Know About Investing in Startups
By Ben Mizes | November 25, 2020

Investing in startups is a uniquely high-risk, high-return challenge, but investors can boost their chances by following a few simple guidelines.

Category
The Best Collection Agency Services of 2021
By Donna Fuscaldo | November 24, 2020

We've reviewed the best collection agency services for 2021. See up-to-date comparisons on features and the best prices for the top-rated agencies.

Article
Federal Tax ID Numbers and How to Protect Your Business From Fraud
By Andrew Martins | November 23, 2020

Businesses need a federal tax ID number before they can open their doors, but did you know they're vulnerable to fraud?

Article
How to Apply for a Business Credit Card Without a Personal Guarantee
By Andrew Martins | November 23, 2020

Though many credit card providers require a form of collateral for certain small business cards, not all do. Here's what you need to know about getting an unsecured business credit card.

Article
SBA Loan Default in the Time of COVID-19
By Jason Milleisen | November 19, 2020

Jason Milleisen, a former workout officer for the biggest SBA lender in the U.S., answers your questions about SBA loan default and the offer in compromise process as a result of the coronavirus.

Category
The Best Factoring Companies of 2021
By Simone Johnson | November 19, 2020

Business.com has compared factoring services and selected the best ones for small businesses. Compare company services and fees to make your buying decisions easier.

Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | November 18, 2020

Tax season can be a very stressful time, but by folding tax planning into your business strategy, you can quickly and efficiently process your taxes.

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Article
Should You Buy or Lease an ATM?
By Jennifer Post | November 13, 2020

Consider these six things before deciding if your business should buy or rent an ATM.

Category
The Best Credit Card Processors of 2021
By Lori Fairbanks | November 12, 2020

Which credit card processor is right for your business in 2020? We review the top-rated services.

Article
Which Financing Option Is Best for Your Small Business – a Line of Credit or a Term Loan?
By Shiv Nanda | November 12, 2020

Building and running a small business is no small task. One of the biggest challenges is managing finances. See if a term loan or line of credit could help.

Article
Guide to Compensation Management
By Patrick Proctor | November 10, 2020

If you want to hold on to your top employees, a strong compensation management program is critical.

Article
Closing Because of the Pandemic? Beware of Potential Tax Hits
By Donna Fuscaldo | November 10, 2020

Thousands of small businesses have shut down because of the COVID-19 pandemic. Adding insult to injury, many are facing tax hits as they wind down.

Article
How to Survive When Business Is Slow
By Simone Johnson | November 09, 2020

Many businesses experience financial ups and downs. Here are tips to help you stay afloat when business slows down.

Article
Disaster Loans: How to Qualify for PPP and EIDL Forgiveness
By Mike Savage | November 06, 2020

More than 5 million businesses have received COVID relief funds. It's important to keep loan forgiveness in mind from the moment you receive your funds to avoid unforeseen costs.

Article
4 Ideas to Help Your Business Create Cash Flow Without Laying Off Staff
By Joy Gendusa | November 05, 2020

The pandemic has affected almost every business in 2020, and mine was no exception. My company was able to rebound from the initial shockwaves without a single layoff. Here's how I did it.

Category
The Best Accounting and Invoice-Generating Software
By Simone Johnson | November 04, 2020

Our team has compared the best accounting software for 2020. See up-to-date comparisons, reviews and costs for the top-rated accounting programs.

Category
The Best Business Loan and Financing Options of 2020
By Simone Johnson | October 30, 2020

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

Article
The Best Amazon Business Credit Cards
By Donna Fuscaldo | October 30, 2020

There's more to Amazon than free shipping and same-day delivery. It also has a suite of credit cards that reward you for doing business with the e-commerce giant.

Article
Rollover for Business Startups: What Is a ROBS?
By Donna Fuscaldo | October 28, 2020

Looking for a way to fund your startup but don't want to take out a loan? A ROBS may be the answer.

Article
Unsecured vs. Secured Business Loans
By Dock David Treece | October 26, 2020

Before you take out a business loan, you need to understand the difference between secured and unsecured loans so you can choose the best option for your business.

Article
Line of Credit vs. Credit Card: Which Is Best for Your Business?
By Donna Fuscaldo | October 23, 2020

A business line of credit and a business credit card are both useful tools for managing your business's finances. Find out which one is right for you.

Article
When Does Your Business Credit Score Matter?
By Adam Uzialko | October 22, 2020

What is the difference between your personal and business credit score, and when does your business credit score matter? Read on to find out.

Article
Pad That Bank Account: 6 Strategies for Companies Raising Capital
By Faizan Raza | October 22, 2020

Whether you run a startup or a Fortune 500 company, you need capital to grow. Here are six strategies for raising capital as a small business owner.

Article
What Small Businesses Need to Know About IRS Form 1099
By Dock David Treece | October 21, 2020

If your business pays independent contractors or vendors for freelance work, rent, or other items, you'll need to fill out IRS Form 1099.

Article
Do You Have to Offer Severance Pay?
By Skye Schooley | October 19, 2020

Learn what severance pay is and when you should offer it.

Article
Which Business Credit Card Fees Are Tax-Deductible?
By Dock David Treece | October 14, 2020

Can you deduct that credit card fee? Find out which credit card fees are tax-deductible.

Article
5 Ways to Consolidate Business Debt
By Dock David Treece | October 13, 2020

Learn how to use business debt consolidation to simply your business loan payments and get a lower interest rate.