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Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

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Article
8 Ways to Keep Your Small Business Afloat in Any Financial Climate
By business.com editorial staff | December 09, 2022

Take these steps to ensure your small business's survival in a recession or economic crisis.

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How to File Employee Payroll Taxes
By David Gargaro | December 09, 2022

This guide to filing payroll taxes can help any business with employees better manage their payroll and meet their tax obligations.

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What’s the Difference Between Net Income and Profit? 
By Dachondra Cason | December 08, 2022

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

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How to Decide on Your Company’s Fiscal Year
By Catherine vanVonno | December 02, 2022

Choosing when to start a fiscal year may seem minor, but this step can hugely impact your business. Learn the factors that affect your fiscal year's start.

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What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | November 22, 2022

All businesses are responsible for paying unemployment insurance taxes. Here is how to calculate what your business owes.

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Employee Payroll Social Security Tax
By David Gargaro | November 22, 2022

All employers must withhold Social Security tax from their employees' paychecks. Here is how to calculate what is owed.

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How to Handle Non-Paying Clients
By Sammi Caramela | November 22, 2022

Non-paying customers can put your business in a real bind. Here are several strategies to get the money you are owed.

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Article
This Salary Mistake Could Cost Your Business $250,000
By Mike Berner | November 21, 2022

How to stay compliant with new salary and job posting laws in New York and California

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Important Tax-Saving Tips for Small Business Owners
By Dachondra Cason | November 17, 2022

With new tax laws taking effect, follow these best practices to ensure your business is well positioned come tax time.

Article
How to Get Paid as a Contractor
By Karina Fabian | November 14, 2022

When a client doesn't pay you for a construction project, what do you do? Read about your options in our guide.

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Overhead Cost and How to Calculate It
By Dock David Treece | November 09, 2022

Overhead costs are your expenses that are tied to things other than the production of your goods or services. Here is how to calculate it.

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10 Critical Elements of Professional Invoices
By Megan Totka | November 09, 2022

Learn how to create an invoice that gives your clients the information they need to promptly pay your business for services rendered.

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5 Benefits of Automating Your Accounts Payable
By Sean Peek | November 07, 2022

Find out the reasons you should automate accounts payable, and see our picks for the best accounting software to help with financial tasks.

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What Are Assets in Accounting?
By Sean Peek | November 07, 2022

An asset in accounting is any company-controlled resource that generates an economic benefit for the owner.

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What Small Business Owners Should Know About Direct Deposit
By Simone Johnson | October 20, 2022

Direct deposit is popular among large employers, but what options exist for small businesses? Learn more about direct deposit, including the pros and cons.

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How Business Debt Consolidation Works
By Julie Thompson | October 13, 2022

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

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5 Ways to Reduce Operational Costs for Your Small Business
By Jennifer Dublino | October 13, 2022

Because small businesses operate on tight margins, sustaining a healthy profit is critical. Learn how to increase revenue and reduce expenses. 

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Understanding and Utilizing Total Compensation Packages
By Patrick Proctor | September 20, 2022

Determining your company's total employee compensation is critical to keeping employees happy and attracting top job candidates. Here is how to calculate i

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Which Business Credit Card Fees Are Tax-Deductible?
By Dock David Treece | September 20, 2022

While individuals can't take advantage, business owners are able to deduct credit card fees and interest paid on their credit cards.

Happy coworkers
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How to Save Thousands of Dollars With the Employee Retention Credit
By Donna Fuscaldo | September 20, 2022

Here's how to get money through the Employee Retention Credit.

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The Ins and Outs of Farm Equipment Loans
By Donna Fuscaldo | September 20, 2022

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

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SBA Loan Default in the Time of COVID-19
By Jason Milleisen | September 07, 2022

If your business is struggling amid the coronavirus pandemic, get answers to your questions about SBA loan default and the offer in compromise program.

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What Is Cash Flow Management?
By Jennifer Post | September 07, 2022

Cash flow management is essential to a small business's survival. Here's how to manage your cash flow.

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Business Debt: How Much Is Too Much to Carry?
By Chad Brooks | September 07, 2022

Debt can be a useful way to start your business, but without proper management and care, things can turn ugly quickly.

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How to Calculate Gross and Net Pay
By Julie Ritzer Ross | September 07, 2022

What's the difference between gross and net salary? Get definitions, examples and tools to calculate.

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19 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | September 07, 2022

With the IRS planning to ramp up the number of audits it will do in 2021, it's important that you know how to avoid scrutiny from the IRS.

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What Is the Triple Bottom Line?
By Paula Fernandes | September 06, 2022

The triple bottom line is a method of accounting that incorporates people, profit and planet into a business's measure of success. Here's how it works.

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How the Self-Employed Can Make Roth IRA Contributions
By Dock David Treece | September 01, 2022

This guide explains how self-employed people can make Roth IRA contributions to save for their retirement.

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How SEP IRAs Work
By Max Freedman | September 01, 2022

Simplified Employee Pension (SEP) individual retirement accounts (IRA) offer benefits to both self-employed people and small employers.

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Pricing and Costs of Tax Consultants
By Chad Brooks | September 01, 2022

There are many types of tax consultancy services available for businesses. Here's how to choose one.