Business Basics

A buy-sell agreement is a contract between business partners about how shares would be reapportioned if one partner were to leave. Learn more here.

This guide explains OSHA and the regulations it sets for workplace safety and employee health. Learn how your small business can comply with OSHA.

Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.

Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

This guide describes what a certificate of insurance is, why a business needs one and the different types of certificates of insurance.

Filing for workers' compensation can be a lengthy process. Learn more about each step involved.

General liability insurance is a policy your business should have. Here is what it protects against.

Keeping a safe workplace is essential. Learn more about the steps you can take to cut down on the risk of employees being injured on the job.

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.

If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.

This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.

This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.

If you work in the medical industry, you need to understand malpractice insurance. Learn more about what it covers.

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

An insurance claim is required for you to receive any money for your loss. Here is how to file one.

This guide explains which insurance costs are deductible from small businesses' tax bills.

This guide explains workers' comp ghost insurance, which is used to meet insurance requirements held by vendors, partners or clients.

Data breaches, viruses and cybercrimes can easily cripple a business. Here's what you need to know about cyber insurance to protect your online assets.

The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.

A key component of an insurance policy is restitution for those who have a claim against you. Here's how indemnity insurance provides that.

This guide explains workers' compensation for 1099 independent contractors, who face unique circumstances compared to W-9 workers.

This guide describes how receiving workers' compensation affects taxes.

This guide defines gap insurance and describes the situations in which small businesses would benefit from a gap insurance policy.

Learn why and how your small business should invest in employment practices liability insurance.

Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Learn how to budget for the right types of policies and what factors affect your small business insurance costs.

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

A workers' comp settlement covers a number of costs incurred when an employee is injured. Learn about the workers' comp settlement process.

Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work.