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Article
How Buy-Sell Agreements Work
By Max Freedman | January 23, 2023

A buy-sell agreement is a contract between business partners about how shares would be reapportioned if one partner were to leave. Learn more here.

Article
What Is OSHA Compliance?
By Max Freedman | January 23, 2023

This guide explains OSHA and the regulations it sets for workplace safety and employee health. Learn how your small business can comply with OSHA.

Article
Do You Need Product Liability Insurance?
By David Gargaro | January 23, 2023

Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.

Article
What Is Errors and Omissions Insurance?
By David Gargaro | January 23, 2023

Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.

Article
What Is Professional Liability Insurance?
By David Gargaro | January 23, 2023

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

Article
What Is a Certificate of Insurance?
By David Gargaro | January 23, 2023

This guide describes what a certificate of insurance is, why a business needs one and the different types of certificates of insurance.

Article
Guide to the Workers’ Compensation Claim Process
By Max Freedman | January 23, 2023

Filing for workers' compensation can be a lengthy process. Learn more about each step involved.

Article
What Is General Liability Insurance?
By David Gargaro | January 23, 2023

General liability insurance is a policy your business should have. Here is what it protects against.

Article
9 Workplace Safety Tips for Business
By Max Freedman | January 23, 2023

Keeping a safe workplace is essential. Learn more about the steps you can take to cut down on the risk of employees being injured on the job.

Article
What Is a Business Owner’s Policy?
By Max Freedman | January 23, 2023

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.

Article
Business Owners’ Guide to Workers’ Compensation
By David Gargaro | January 23, 2023

If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.

Article
Business Insurance Guide
By David Gargaro | January 23, 2023

This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.

Article
What Is a Workers’ Comp Exemption?
By Kimberlee Leonard | January 23, 2023

This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.

Article
What Is Malpractice Insurance?
By Kimberlee Leonard | January 23, 2023

If you work in the medical industry, you need to understand malpractice insurance. Learn more about what it covers.

Article
What Does Commercial Auto Insurance Cover?
By Nicole Urbanowicz | January 23, 2023

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

Article
The Insurance Claims Process and How to File
By Nicole Urbanowicz | January 23, 2023

An insurance claim is required for you to receive any money for your loss. Here is how to file one.

Article
Insurance Deductions and Expenses for Small Businesses
By Nicole Urbanowicz | January 23, 2023

This guide explains which insurance costs are deductible from small businesses' tax bills.

Article
What Is a Workers’ Comp Ghost Insurance Policy?
By Nicole Urbanowicz | January 23, 2023

This guide explains workers' comp ghost insurance, which is used to meet insurance requirements held by vendors, partners or clients.

Article
What Is Cyber Insurance?
By Sean Peek | January 23, 2023

Data breaches, viruses and cybercrimes can easily cripple a business. Here's what you need to know about cyber insurance to protect your online assets.

Article
What Is a Loss Payee on an Insurance Claim?
By Nicole Urbanowicz | January 23, 2023

The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.

Article
Why Your Business Needs Indemnity Insurance
By Kimberlee Leonard | January 23, 2023

A key component of an insurance policy is restitution for those who have a claim against you. Here's how indemnity insurance provides that.

Article
Workers’ Compensation for Independent Contractors
By Kimberlee Leonard | January 23, 2023

This guide explains workers' compensation for 1099 independent contractors, who face unique circumstances compared to W-9 workers.

Article
Workers’ Comp and Taxes
By Kimberlee Leonard | January 23, 2023

This guide describes how receiving workers' compensation affects taxes.

Article
What Is Gap Insurance?
By Kimberlee Leonard | January 23, 2023

This guide defines gap insurance and describes the situations in which small businesses would benefit from a gap insurance policy.

Article
Lawsuits on the Rise: Small Businesses Need EPLI
By Nicole Urbanowicz | January 23, 2023

Learn why and how your small business should invest in employment practices liability insurance.

Article
How Workers’ Compensation Rates Work
By Kimberlee Leonard | January 23, 2023

Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Article
How Much Does Insurance Cost for a Small Business?
By Kimberlee Leonard | January 23, 2023

Learn how to budget for the right types of policies and what factors affect your small business insurance costs.

Article
What Is Excess Liability Insurance?
By Kimberlee Leonard | January 23, 2023

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

Article
How Does a Workers’ Comp Settlement Work?
By Kimberlee Leonard | January 23, 2023

A workers' comp settlement covers a number of costs incurred when an employee is injured. Learn about the workers' comp settlement process.

Article
What Are Insurance Endorsements?
By Nicole Urbanowicz | January 23, 2023

Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work.