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Finances

Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
From Collections to Repossession: A Timeline of Debt
By Kiely Kuligowski | January 18, 2024

Debt collection is the process of obtaining payment on a past-due account. Here's what to expect if you run into financial trouble.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | January 05, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

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Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | January 05, 2024

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

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Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Lauren Kubiak | November 16, 2023

Under the legislation, eligible employers can claim a refundable tax credit that is equal to 70 percent of the qualified wages they pay employees.

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BusinessLoans.com Review
By Mike Berner | November 08, 2023
Article
Understanding and Utilizing Total Compensation Packages
By Patrick Proctor | November 06, 2023

Determining total employee compensation is critical to keeping employees happy and attracting top job candidates. Here is how to calculate it.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | November 06, 2023

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | November 01, 2023

In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.

Article
Everything to Know About Business Checking Account Fees
By Donna Fuscaldo | November 01, 2023

Here's a look at the business checking account fees you could face and how to avoid them.

Article
10 Critical Elements of Professional Invoices
By Megan Totka | October 30, 2023

Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.

Article
How to Get Paid as a Contractor
By Karina Fabian | October 30, 2023

Cash flow is critical for construction contractors. Learn best practices for ensuring your clients pay you and tips for dealing with nonpaying customers.

Article
How to Budget for Hourly Employees Annually
By Julie Thompson | October 25, 2023

Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.

Article
1099-MISC vs. 1099-NEC
By Julie Thompson | October 25, 2023

How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | October 23, 2023

The State Unemployment Tax Act (SUTA) is a required payroll tax employers must pay. Learn what SUTA taxes are and how to understand, set up and pay them.

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | October 23, 2023

Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.

Article
How to Calculate Blended Overtime Pay
By Max Freedman | October 11, 2023

When a multiwage employee works overtime, which of their wage rates do you base their overtime rates? Blended overtime pay answers this question.

Article
Which Business Credit Card Fees Are Tax-Deductible?
By Dock David Treece | September 15, 2023

Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.

Article
12 Accounting and Cash Flow Management Lessons From a CEO
By Catherine vanVonno | May 16, 2023

Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.

Article
The Ins and Outs of Farm Equipment Loans
By Donna Fuscaldo | May 01, 2023

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

Article
How to Decide on Your Company’s Fiscal Year
By Catherine vanVonno | February 21, 2023

Choosing when to start a fiscal year may seem minor, but this step can hugely impact your business. Learn the factors that affect your fiscal year's start.