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Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | August 02, 2022

Learn how to tackle taxes more effectively and get bigger deductions by folding tax plans into your overall business strategy.

Article
What’s the Difference Between Net Income and Profit? 
By Dachondra Cason | August 02, 2022

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | August 02, 2022

Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | August 02, 2022

Night shift differential pay makes it easy to find and motivate daytime employees to work nighttime shifts. Here's how to calculate it.

Article
What to Do if You’re Behind on Your Taxes
By Chad Brooks | August 02, 2022

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here's what to do if you're past due.

Article
Overhead Cost and How to Calculate It
By Dock David Treece | August 02, 2022

Overhead costs are your expenses that are tied to things other than the production of your goods or services. Here is how to calculate it.

Article
12 Accounting and Cash Flow Management Lessons From 10 Years as a CEO
By Catherine vanVonno | August 02, 2022

Here are 12 tips to manage finances effectively.

Article
Self-Employed Guide to Tax Benefits and Deductions
By Andrew Martins | August 02, 2022

Tax deductions are critical for self-employed entrepreneurs. Here's how to offset your tax bill with benefits and deductions.

Article
Important Tax-Saving Tips for Small Business Owners
By Dachondra Cason | August 02, 2022

With new tax laws taking effect, follow these best practices to ensure your business is well positioned come tax time.

Article
How to Write an Effective Credit Explanation Letter for FHA Mortgages
By Joyce Walsack | August 02, 2022

Here are some tips for loan officers and borrowers to craft a credit explanation letter that gives a mortgage loan the best chance of approval.

Article
1099-MISC vs. 1099-NEC
By Julie Thompson | August 02, 2022

This guide explains the differences between tax forms 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
How to Calculate Blended Overtime Pay
By Max Freedman | August 02, 2022

When a multi-wage employee works overtime, on which of their wage rates do you base their overtime rates? Blended overtime pay answers this question.

Article
How to Budget for Hourly Employees Annually
By Julie Thompson | August 02, 2022

This guide explains how to budget for hourly workers when running payroll and why it benefits small businesses to do so.

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | August 02, 2022

This guide explains Form 941, which employers need to fill out for tax withholdings from employee paychecks during payroll.

Article
8 Ways to Keep Your Small Business Afloat in Any Financial Climate
By business.com editorial staff | July 21, 2022

Take these steps to ensure your small business's survival in a recession or economic crisis.

Article
What Is a Rising Rate Environment?
By Donna Fuscaldo | July 20, 2022

If interest rates rise, small business owners should prepare. Here's how.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | July 01, 2022

Running payroll accurately is important for every business, but it is easy for mistakes to occur. Check for these 11 common payroll discrepancies.

Article
What Is Retro Pay?
By Sean Peek | July 01, 2022

If you underpay an employee during a pay period, you owe them retro pay for the following paycheck. Find out what retro pay is and how to calculate it.

Article
What Are Payroll Liabilities?
By Julie Thompson | July 01, 2022

Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.

Article
A Guide to Payroll Forms
By Simone Johnson | June 29, 2022

As a small business owner, do you know enough about different payroll forms? Click to read about payroll deduction forms, certified payroll forms and more.

Article
Guide to Employer Payroll Taxes
By Julie Thompson | June 29, 2022

Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.

Article
Should You Accept Equity as Compensation?
By Max Freedman | June 29, 2022

Startups are short on cash but long on equity, so they often offer it as compensation. Here's why that could be a good or bad thing and what to negotiate.

Article
How Business Debt Consolidation Works
By Julie Thompson | June 29, 2022

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

Article
POS Reports Your Retail Business Should Be Using
By Donna Fuscaldo | June 29, 2022

POS systems do more than capture sales at the point of sale. They can run detailed reports on everything from inventory to sales, giving you deeper insight

Article
How to File Employee Payroll Taxes
By David Gargaro | June 29, 2022

This guide to filing payroll taxes can help any business with employees better manage their payroll and meet their tax obligations.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | June 29, 2022

Learn how to run payroll for your small business's employees.

Article
What Are Solo 401(k)s?
By Max Freedman | June 29, 2022

Solo 401(k)s offer those who are self-employed a great way to save money for retirement. Here is how they work.

Article
How to Get Paid as a Contractor
By Karina Fabian | June 29, 2022

When a client doesn't pay you for a construction project, what do you do? Read about your options in our guide.

Article
What Are Assets in Accounting?
By Sean Peek | June 29, 2022

An asset in accounting is any company-controlled resource that generates an economic benefit for the owner.

Article
Payroll Reporting: What to Include
By Julie Thompson | February 16, 2022

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.