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Financial Solutions

From loans and investing to managing your business finances, here you'll find a real solution to your every financial need.

Latest: Advice, Tips and Resources

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Review
Gusto Payroll Software Review and Pricing
By Jessica Elliott | September 11, 2024

Gusto helps small businesses manage payroll and HR processes. Explore its features, usability and limitations in our Gusto review.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | September 03, 2024

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense
By Jennifer Dublino | September 03, 2024

There are many advantages to going cashless. Here is why your restaurant might want to use credit cards only for payment.

Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | September 03, 2024

As an SMB owner you’ll need quick access to funds. Here is how to maximize the benefits and reduce the risks of using your business credit card.

Helcim logo
Review
Helcim Review and Pricing
By Mike Berner | August 27, 2024

Helcim makes credit card processing simple and affordable for small businesses. It offers retail, mobile, and virtual credit card processing solutions with transparent pricing and month-to-month...

North Payments logo
Review
North Payments Review
By Mike Berner | August 22, 2024

North American Bancard is a credit card processor with quick setup that serves high-risk businesses. Learn about its fast approval process and features.

Article
Should You Pick the Cheapest Payroll Service?
By Sean Peek | August 22, 2024

QuickBooks, Rippling, Gusto and Zenefits are among the cheapest payroll services that also boast a range of features for small businesses.

Article
Factors to Review When Choosing a Credit Card Payment Service
By Jennifer Dublino | August 22, 2024

Ready for your business to accept credit cards? Consider these 10 credit card payment services to choose the right one for your small business.

Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | August 21, 2024

Should you start surcharging to mitigate credit card processing fees? Learn the pros and cons of surcharging, as well as some alternatives.

Article
Traditional vs. Roth IRAs: What SMB Owners Must Know
By Max Freedman | August 05, 2024

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of traditional and Roth IRAs.

Square logo
Review
Square Review and Pricing
By Mike Berner | July 31, 2024

Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.

Article
How to File Medical Claims
By Leah Zitter | June 10, 2024

Medical offices bill insurance providers for clients' services. Learn what's involved, including HIPAA regulations, what to include and what can go wrong.

Article
Stripe vs. Square
By Jennifer Dublino | May 29, 2024

Stripe and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

credit card processor
Article
Stripe vs Stax Comparison
By Mike Berner | May 29, 2024

Stripe and Stax are two popular credit card processors for small businesses. Here is how they compare.

credit card processor
Article
Stax vs. Square
By Jennifer Dublino | May 29, 2024

Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Article
Square vs. PayPal
By Jennifer Dublino | May 24, 2024

Square and PayPal give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Square POS device
Article
Merchant One vs. Square Comparison
By Jennifer Dublino | May 23, 2024
Article
The Solopreneur’s Guide to Retirement Funds
By Donna Fuscaldo | April 23, 2024

How do self-employed people plan for retirement? Here are a few retirement plan options for the solopreneur.

Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | April 19, 2024

Is your business considered a high risk by your credit card processor? Here's how to know and what that means for you.

Financially Lit book cover
Article
Podcaster Jannese Torres Wants to “Level Up Your Dinero”
By Antonio Ferme | April 19, 2024

Our full Q&A with the author of Financially Lit!

Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | April 18, 2024

As you expand the types of payment options available at your business, here are the pros and cons of two popular ways for customers to pay.

Article
The Best PayPal Alternatives
By Jennifer Dublino | April 18, 2024

PayPal is a popular payment facilitator. However, several alternatives may be better suited to your business. Learn about the best PayPal alternatives.

Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | April 16, 2024

Want to send a professional invoice via PayPal? Follow this guide to learn how.

Article
What Is Meta Pay (Formerly Facebook Pay)?
By Donna Fuscaldo | April 15, 2024

Learn how Facebook Pay works, its pros and cons, and whether a small business should consider this alternative to PayPal as a checkout option.

Article
POS Systems for Small Construction Businesses
By Donna Fuscaldo | April 10, 2024

With a POS system installed on your phone or tablet, you can accept payments on the job, send digital receipts, and accurately record payment details.

Review
Payment Depot Review and Pricing
By Mike Berner | April 04, 2024

Payment Depot is a top credit card processor for growing companies. Learn why Payment Depot is the best credit card processor for high transaction volumes.

Stax logo
Review
Stax Payments Review and Pricing
By Mike Berner | April 04, 2024

Stax is a subscription-based credit card processor that lets businesses pay predictable costs. Learn why Stax integrations set it apart from competitors.

Article
What Is Credit Card Processing? The Complete Guide to Credit Card Payments
By Jennifer Dublino | April 04, 2024

Businesses accept credit cards to increase customer satisfaction and boost the bottom line. Learn everything you need to know about credit card processing.

Article
A Guide to Restaurant Payment Processing
By Jennifer Dublino | April 04, 2024

Here's what you should consider before selecting a credit card processor for your restaurant.

Payment processor
Article
Payment Gateway vs. Payment Processor
By Jennifer Dublino | April 04, 2024

When your business must accept credit cards, you must understand payment gateways and payment processors. Here's how they work together for transactions.