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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 23, 2025

Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.

Article
Cash Register Buying Guide: POS vs. Cash Registers vs. Tablet mPOS
By Jennifer Dublino | January 23, 2025

Your brick-and-mortar business must provide quick, seamless customer checkout options. Learn if cash registers or POS systems are right for your business.

Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 23, 2025

Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.

Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2025

Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.

Article
Importance of a Strong Finance Team for Accounting and Seeking Capital
By Jennifer Dublino | January 17, 2025

To achieve financial goals you might need a top-notch finance department. Learn how your company can become more competitive.

Article
How to Choose Accounting Software
By Jamie Johnson | January 16, 2025

The best accounting software makes it easy for a business to track expenses, send invoices and collaborate with their accountant. Here’s what to consider.

Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | January 15, 2025

An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.

Article
Assets in Business Accounting: Types & Determining Value
By Sean Peek | January 15, 2025

Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.

Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 15, 2025

An efficient accounts payable process ensures that your vendors are paid on time and reduces the likelihood of human error. Learn how to set up an AP process.

Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 15, 2025

Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.

person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 14, 2025

A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.

Accountant using a calculator
Article
FreshBooks vs. Xero Comparison
By Tom Anziano | January 14, 2025

FreshBooks and Xero are two top accounting software programs for small businesses. Here’s how they compare.

Article
How to Choose a POS Cash Register
By Jennifer Dublino | January 13, 2025

Choosing a processing system to handle payments is an important part of your business. But there is a register to fit every establishment’s needs.

Article
How to Calculate Blended Overtime Pay
By Max Freedman | January 10, 2025

When a multiwage employee works overtime, which of their wage rates do you base their overtime rates? Blended overtime pay answers this question.

Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 07, 2025

How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?

hand using a calculator and notebook
Article
What’s a Healthy Level of Business Debt?
By Matt D’Angelo | January 06, 2025

Healthy business debt is often necessary for growth. Learn how to distinguish good and bad business debt and determine a healthy debt amount to carry.

Article
Best Business Loans for Bad Credit
By Donna Fuscaldo | January 03, 2025

Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.

Businesswoman looking at a line chart on a computer screen
Article
How to Wrap Up Your Fiscal Year and Start the New One Right
By Max Freedman | December 19, 2024

Follow these tips to end your fiscal year the right way and kick off your next one primed for success.

Article
14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | December 17, 2024

Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.

two colleagues discussing while looking at papers
Article
Everything You Need to Know About Angel Investors
By Donna Fuscaldo | December 16, 2024

Angel investors are accredited investors who use their money to help businesses they view as worthwhile. Learn how to find and work with them.

person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Nicole Fallon | December 13, 2024

Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.

Article
20 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | December 11, 2024

IRS audits are stressful and costly. Learn best practices and tips that will reduce your chances of getting audited by the IRS and help you stay compliant.

person texting on a smartphone
Article
Should Your Restaurant Accept Mobile Payments?
By Jamie Johnson | December 06, 2024

Mobile payments provide a fast and easy way for restaurants to receive payments, but there are pros and cons to this method. Here is what you need to know.

Article
7 Medical Billing Tips for Small Practices
By Danielle Fallon-O’Leary | December 06, 2024

Streamline your medical billing process – and receive payment for your services faster – with these suggestions.

Article
Which Is Better: Cash- or Accrual-Based Business Accounting?
By Sean Peek | December 05, 2024

Cash- and accrual-based business accounting are analysis methods for determining a business's financial health. Learn which is right for your business.

Article
A Guide to Payroll Forms
By Simone Johnson | December 05, 2024

Managing payroll forms is a necessary part of owning and running a business. Learn about the payroll tax and report forms business owners must understand.

Article
Financial Tracking 101: Top Implementation Practices and Best Tools
By Donna Fuscaldo | December 05, 2024

Whether you do it yourself or rely on accounting software, finance tracking is essential for small business owners.

Article
How to Reconcile a Business Bank Account
By Dock David Treece | December 04, 2024

Learn how to reconcile your business’s bank account by comparing your recorded transactions to the bank statements. Then, you can follow up on any errors.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | December 03, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

Article
How to Apply for a Business Credit Card if You Have Bad Credit
By Donna Fuscaldo | November 27, 2024

Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.