Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
Latest: Advice, Tips and Resources in Finance
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | January 13, 2026
A profit and loss statement summarizes a business’s revenue and expenses. Learn how to use a profit and loss statement to understand your business better.
Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | January 13, 2026
Accounting challenges don't have to break your company. Here's how to overcome them.
Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | January 13, 2026
Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.
Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | January 13, 2026
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.
Article
Everything You Need to Know About the Statement of Shareholders’ Equity
By Donna Fuscaldo | January 12, 2026
A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.
Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | January 12, 2026
Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.
Article
How to Calculate Night Shift Differential Pay
By Max Freedman | January 12, 2026
Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.
Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | January 12, 2026
GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.
Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | January 12, 2026
Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.
Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026
If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.
Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026
Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.
Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | January 09, 2026
Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.
Article
Why Small Businesses Need Online Payment Apps
By Donna Fuscaldo | January 09, 2026
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | January 09, 2026
Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.
Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | January 09, 2026
Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.
Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | January 09, 2026
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026
Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | January 09, 2026
Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.
Review
Quicken Review and Pricing 2026
By Adam Uzialko | January 09, 2026
Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.
Article
5 FreshBooks Alternatives
By Amanda Hoffman | January 09, 2026
While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.
Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.
Article
7 Things to Know About Small Business Credit Card Payment Processing
By Jennifer Dublino | January 09, 2026
Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.