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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 10, 2026
These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.
Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | February 10, 2026
You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.
Article
Types of POS Systems
By Sean Peek | February 10, 2026
From simple mobile payment processors to robust systems for larger enterprises, there are several POS options for businesses.
Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | February 10, 2026
PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.
Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | February 10, 2026
There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.
Article
Six Simple Steps to Valuing Your Small Business
By Russell Smith | February 09, 2026
If you’re looking for investors or want to sell your business, you must determine its value. Follow these six steps to calculate it.
Article
The Best PayPal Alternatives
By Anna Baluch | February 03, 2026
Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments and Braintree by PayPal.
person working at a desk in a wheelchair
Article
What’s the Difference Between Net Income and Profit?
By Sally Herigstad | February 02, 2026
Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.
businessowner holding a credit card
Article
How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 30, 2026
Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.
Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | January 30, 2026
In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.
Bar POS
Article
How to Choose a Bar POS System
By Skye Schooley | January 30, 2026
Every bar owner understands that bars have unique needs, and so does your bar POS system. Learn how to choose the best bar POS system for your business.
Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 30, 2026
Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.
Article
9 Benefits of Switching to Cloud-Based POS Software
By Sean Peek | January 29, 2026
Cloud-based point-of-sale (POS) software has many advantages over traditional sales technology. Consider these benefits and top systems.
Article
Complete List of POS Charges and Fees
By Jamie Johnson | January 29, 2026
Every size business can benefit from a POS system, and there are various prices and technology suited for every need. Here’s what you need to know.
Article
How to Self-Fund Your Business
By Sean Peek | January 28, 2026
While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.
Article
How to Qualify for an Agricultural Loan
By Max Freedman | January 28, 2026
It can be difficult to keep up with the costs associated with running a farm. Low-interest agricultural loans help farmers stay afloat.
Article
5 Restaurant Employee Scams That Will Cost Your Business Big
By Mona Bushnell | January 28, 2026
Learn how five top restaurant employee-theft scams work. We'll show you how to stop losing money to employee theft and retake control of your restaurant.
Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | January 28, 2026
Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.
Article
What Is a Certified Financial Statement? (And How to Get One)
By Skye Schooley | January 27, 2026
Learn what certified financial statements are, when you need them, and how to obtain them. Includes costs, timelines and a complete prep checklist.
person doing taxes
Article
Small Business Tax Credits: Your Complete Guide to Reducing Your Tax Bill Dollar-for-Dollar
By Adam Uzialko | January 27, 2026
These tax credits can reduce your small business’s tax burden, saving you money and helping your business grow.
person doing taxes
Article
The Small Business Owner’s Guide to Tax Season Readiness
By Adam Uzialko | January 27, 2026
This guide covers how to prepare your small business for tax season, including organizing records, working with tax pros, and introducing automation.
Article
5 Best Construction Estimating Tools
By Eduardo Vasconcellos | January 27, 2026
Accurate estimates are key to your construction business's success. Learn about the top five construction estimating software tools.
marketing team
Article
Scaling Your Small Business: Systems and Tools You Need Before Expanding Your Team
By Adam Uzialko | January 26, 2026
Scaling your small business requires the right tools and systems, including payroll, time tracking and accounting tools that can automate repetitive tasks.
hand using a calculator and notebook
Article
What’s a Healthy Level of Business Debt?
By Matt D’Angelo | January 26, 2026
Healthy business debt is often necessary for growth. Learn how to distinguish good and bad business debt and determine a healthy debt amount to carry.
Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 26, 2026
How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?
Article
How to Hire the Right Accountant for Your Business
By Mike Berner | January 23, 2026
An accountant can add financial balance to your life. But how do you pick the right accountant for your business? Here are our tips.
Article
10 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | January 23, 2026
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | January 22, 2026
An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.
Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 22, 2026
Set up an accounts payable process to ensure vendors are paid on time, reduce duplicate payments, and maintain accurate financial records for your business.
Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 22, 2026
Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.