Business Insurance

This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.

Business interruption insurance policies can help when unforeseen events shut down operations. Learn how business interruption insurance works and what it covers.

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.

Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.

If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.

If a third party gets hurt at your workplace, they can sue you. Here's how to protect your company.

Learn what a workers' comp ghost insurance policy is and how it can help your small business, if you meet the requirements.

Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.

Business owners should ensure their employees understand the workers' compensation claims process. Learn what's entailed and how the claims process works.

Employment practices liability insurance protects your business from past or current employee lawsuits. Here’s how EPLI works.

Your business needs intellectual property insurance if you hold patents or trademarks. Learn what intellectual property insurance covers.

Malpractice insurance can protect your business. Learn about malpractice insurance, who needs it, what types exist, how much it costs and how to get it.

You shouldn't cut corners when it comes to business insurance. Here are ways to reduce your insurance premiums without sacrificing coverage.

A workers' compensation settlement covers several costs incurred when an employee is injured. Learn about the workers' compensation settlement process.

A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.

Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work for your business.

Make sure to take all the deductions possible for your business insurance expenses. Here is how to stop paying too much in taxes.

Professional negligence is when an industry professional doesn't properly fulfill their duties, leading to damage or harm. Learn how to avoid lawsuits.

While standard business insurance policies protect your business, when extra coverage is needed, you'll obtain a rider. Learn how riders work.

This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.

A business needs specialty insurance for items not covered by ordinary homeowners or automobile insurance. Learn if your company needs more insurance.

Tail insurance is a policy endorsement that lets you file a claim after a policy's term ends. Learn how tail coverage can protect your business.

Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.

Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.

Commercial car insurance deductibles work just like personal auto insurance deductibles. Learn about collision and comprehensive claims deductibles.

What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.

Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.

Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.