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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
Which Business Credit Card Fees Are Tax-Deductible?
By Sally Herigstad | April 15, 2025

Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.

Article
How to Create Payroll Journal Entries
By Max Freedman | April 15, 2025

Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.

Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | April 14, 2025

Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.

Article
Is It Time to Hire a CPA?
By Max Freedman | April 11, 2025

Knowing when to hire a CPA can have a dramatic impact on your business's financial health. Find out what to consider and the pros and cons of tax pros here.

Article
How to Find and Attract Business Investors
By Mark Fairlie | April 10, 2025

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Article
10 Critical Elements of Professional Invoices
By Megan Totka | April 07, 2025

Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.

person punching numbers on a calculator
Article
Revenue vs. Income: What’s the Difference?
By Dock David Treece | April 07, 2025

Learn how the relationship between revenue and income affects your business and its value.

Article
What Are Payroll Reports?
By Julie Thompson | April 03, 2025

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.

accountant using a calculator
Article
Top Wave Accounting Software Alternatives
By Jamie Johnson | April 02, 2025

Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.

Article
What to Do If You’re Behind on Your Taxes
By Sally Herigstad | April 01, 2025

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here’s what to do if you’re past due.

Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | March 24, 2025

Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.

Article
Mobile Wallet Guide: Google Wallet vs. Apple Pay vs. Samsung Wallet
By Adam Uzialko | March 20, 2025

Compare Google Wallet, Apple Pay and Samsung Wallet to find the best mobile payment option for your needs. Learn about features, security and compatibility.

TouchBistro logo
Review
TouchBistro Review and Pricing
By Jamie Johnson | March 20, 2025

TouchBistro is a customizable POS system for restaurants of all sizes. Learn how TouchBistro works and the different features it offers.

Article
Is it Better to Buy or Lease a Car for Business?
By Max Freedman | March 19, 2025

Should you buy or lease the company car? Here are the pros and cons of each to help you weigh which is best for your needs.

accountant using a calculator
Article
Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | March 19, 2025

Discover how to boost sales and loyalty by offering multiple payment options.

businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | March 19, 2025

Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.

Woman accountant use calculator and computer with holding pen on
Article
How to Get Professional Guidance for Your SMB on a Budget
By Amanda Hoffman | March 19, 2025

Discover budget-friendly ways for small businesses to access expert financial guidance.

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | March 14, 2025

Loan forgiveness can differ depending on whether you’re talking about PPP, EIDL or SBA 7(a) loans. Learn the differences between each of these types.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | March 14, 2025

Learn what happens when you can't pay back your small business loan from the SBA.

Article
How to Charge Interest and Late Fees on Unpaid Invoices
By Jennifer Dublino | March 11, 2025

When clients don't pay invoices, your business's cash flow is affected. Learn how and when to charge interest and late fees on invoices to recoup funds.

person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | March 10, 2025

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

Article
How to Improve Your Accounting Skills
By Jennifer Dublino | March 07, 2025

Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.

Article
Debt vs. Equity Financing
By Max Freedman | March 05, 2025

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Clover logo
Review
Clover POS System Review and Pricing
By Jamie Johnson | March 05, 2025

Clover is an all-in-one POS system for restaurants, retail stores and service-based businesses. Learn more about Clover and how it works.

Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 03, 2025

Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.

Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | March 03, 2025

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article
How to Apply for a Business Credit Card
By Dock David Treece | February 27, 2025

A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.

Article
What Is an Audited Financial Statement?
By Sally Herigstad | February 27, 2025

Learn what an audited financial statement is, why your business might need one, and how unaudited accounting reports differ.

Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | February 26, 2025

How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 25, 2025

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.