Our free membership, business.com+, takes the pain out of choosing new business services.
Learn More
BDC Hamburger Icon

Menu

Close
BDC Logo
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
Square vs. PayPal
By Jennifer Dublino | June 09, 2025

Square is a better value for high-volume businesses with lower online fees and robust POS tools. PayPal suits low-volume merchants needing flexible options.

Lightspeed logo
Review
Lightspeed POS Review and Pricing
By Skye Schooley | June 05, 2025

Lightspeed is a top POS system for retail businesses. Learn about its feature-rich software and advanced e-commerce, reporting, and management tools.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | June 02, 2025

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | June 02, 2025

The triple bottom line measures success by profit, people and planet, encouraging companies to balance financial goals with social and environmental impact.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | May 30, 2025

Learn how to run payroll for your small business's employees.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | May 23, 2025

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | May 22, 2025

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | May 22, 2025

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Article
Financing Your Retail Store
By Julie Thompson | May 21, 2025

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
How to Know an Investor Is Offering You a Good Deal
By Adam Uzialko | May 20, 2025

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
How to Calculate Loan Payments
By Mike Berner | May 20, 2025

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
Everything You Need to Know About the Statement of Shareholders’ Equity
By Donna Fuscaldo | May 19, 2025

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | May 16, 2025

No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.

Quickbooks logo
Review
QuickBooks Payroll Review and Pricing
By Jessica Elliott | May 16, 2025

Pay employees and contractors with Intuit QuickBooks Payroll. See why this is the best payroll solution for businesses seeking an accounting integration.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | May 13, 2025

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | May 09, 2025

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | May 08, 2025

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | May 08, 2025

Want to send a professional invoice via PayPal? Follow this guide to learn how.

Review
Xero Accounting Software Review and Pricing
By Mike Berner | May 05, 2025

Xero is a reasonably priced accounting software package with excellent integrations and an intuitive user interface. Learn why Xero is our top pick for growing companies.

Article
The Best Business Grants for Women in 2025
By Sammi Caramela | May 05, 2025

Women-run businesses make up nearly half of all businesses, yet they're far behind in business funding. Learn about grants for women entrepreneurs to help close the gap.

Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | April 29, 2025

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

accountant using a calculator
Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | April 29, 2025

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | April 28, 2025

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | April 28, 2025

Merchant cash advances are risky, but they can be helpful if used correctly. Learn more about how they work and whether they’re the right option for your business.

Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | April 24, 2025

Accounting challenges don't have to break your company. Here's how to overcome them.

Article
Accounting Cycle 101
By Dachondra Cason | April 23, 2025

The accounting cycle tracks a transaction until it's added to your company's financial statement. Follow this eight-step process to organize the data.

Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | April 23, 2025

Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.

Article
How to Get PPP Loan Forgiveness
By Donna Fuscaldo | April 22, 2025

The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.

person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | April 21, 2025

Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.

Businesswoman looking at a line chart on a computer screen
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | April 16, 2025

A profit and loss statement summarizes a business’s revenue and expenses. Learn how to use a profit and loss statement to understand your business better.