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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

startup loan graphic
Article
Startup Loans: Options for New Businesses With No Revenue
By Adam Uzialko | June 26, 2026
Getting a startup loan without revenue isn’t easy, but it’s possible. Here’s how to find funding, qualify and improve your approval odds.
person using a calculator
Article
Financial Tracking 101: Top Implementation Practices and Best Tools
By Donna Fuscaldo | June 26, 2026
Whether you do it yourself or rely on accounting software, finance tracking is essential for small business owners.
Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | June 26, 2026
Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.
Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | June 26, 2026
Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.
Businesswoman looking at a line chart on a computer screen
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | June 26, 2026
Learn how to create, read and analyze a profit and loss statement (P&L), including key formulas, real-world examples and accounting software recommendations.
Article
Assets in Business Accounting: Types & Determining Value
By Sean Peek | June 25, 2026
Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.
person signing a contract
Article
Business Credit Card vs. Line of Credit
By Adam Uzialko | June 25, 2026
Compare business credit cards and lines of credit, including interest rates, borrowing limits, approval requirements and when each is the better choice.
man in a workshop holding a laptop and credit card
Article
When to Upgrade Your Business Credit Card
By Adam Uzialko | June 25, 2026
Learn the signs you've outgrown your business credit card, how upgrades work and what to consider before switching to a card that better fits your needs.
Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | June 25, 2026
Learn the differences between business loans and grants, including eligibility requirements, funding timelines, repayment obligations and how to choose the right option for your business.
accounting program on a table
Article
AI in Accounting: What Small Businesses Should Actually Expect in 2026
By Adam Uzialko | June 25, 2026
Amidst the hype and doom, it can be difficult to understand what AI can actually do for your business. In terms of AI accounting, here’s what you can expect.
Woman accountant use calculator and computer with holding pen on
Article
How to Use Real-Time Financial Dashboards to Make Better Business Decisions
By Adam Uzialko | June 25, 2026
Real-time financial dashboards support better business decision making. Here’s how these analytics tools work and how to make the most of them.
people looking at analytics on the screen
Article
User Permissions and Financial Controls: How Growing Teams Can Share the Books Without Losing Control
By Adam Uzialko | June 25, 2026
Financial data is sensitive, and as your team grows you need to control who has access to which information. That’s where role-based access control comes in.
TouchBistro logo
Review
TouchBistro Review and Pricing
By Jamie Johnson | June 25, 2026
Learn about TouchBistro's pricing, features, pros and cons to determine whether it's the best restaurant POS system for your business.
person signing a contract
Article
How to Separate Personal and Business Credit
By Adam Uzialko | June 24, 2026
Learn how to separate personal and business credit, build business credit in your company's name, protect liability protection and simplify bookkeeping and taxes.
Article
QuickBooks Desktop vs. Online: Which Should You Use?
By Mark Fairlie | June 24, 2026
Learn the differences between QuickBooks Desktop and QuickBooks Online, including pricing, features, user limits and who each version is best suited for.
Article
How to Accept Credit Card Payments for Small Businesses
By Adam Uzialko | June 24, 2026
This guide tells small business owners everything they need to know about credit card processing, including how to choose a processor and set up your system.
person with a credit card
Article
Business Credit Cards for S Corporations
By Adam Uzialko | June 23, 2026
Learn how business credit cards work for S corporations, including application requirements, personal guarantees, business credit reporting, bookkeeping benefits and tips for choosing the right card.
Article
When Does Your Business Credit Score Matter?
By Donna Fuscaldo | June 23, 2026
Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is and why it matters.
Intuit QuickBooks logo
Review
QuickBooks Online Review and Pricing
By Mike Berner | June 23, 2026
QuickBooks Online is our best pick for small businesses thanks to its easy setup, usability, effective features and strong list of third-party integrations.
AI and human featured image
Article
How Human Intelligence and AI Work Together to Solve Accounting Problems
By Adam Uzialko | June 23, 2026
The combination of human and artificial intelligence can be a powerful asset when it comes to solving challenging accounting problems.
AI tools graphic
Article
Using AI Tools to Uncover Tax Deductions You May Not Have Known About
By Adam Uzialko | June 23, 2026
Artificial intelligence can help you uncover tax deductions you’re entitled to by tracking transactions and recognizing patterns, saving you money on your tax bill.
Article
How Small Business Owners Can Use a HELOC to Fund Growth
By Adam Uzialko | June 23, 2026
A home-equity line of credit offers easy access to capital to start your business, but it puts your most important personal asset – your home – at risk.
person signing a contract
Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | June 22, 2026
The U.S. SBA offers many loan programs to help small businesses. Learn the basics about PPP, EIDL and 7(a) loans and which of these include loan forgiveness.
accountant using a calculator
Article
How to Automate Your Accounts Payable Process as a Small Business
By Chad Brooks | June 18, 2026
Automating your accounts payable can save you time and help you avoid manual errors. Here’s how you can easily automate your SMB’s AP.
Article
What Is the Triple Bottom Line?
By Paula Fernandes | June 16, 2026
Customers often choose businesses that contribute positively to society. Here is how you can embrace the triple bottom line and become more socially conscious.
Article
What Are the Benefits of Using Direct Deposit? A Complete Guide
By Simone Johnson | June 16, 2026
Learn how direct deposit works, how to set it up, its key benefits and drawbacks, compliance requirements and answers to common payroll questions for small businesses.
person swiping a credit card on a POS system
Article
How to Choose a POS Cash Register
By Jennifer Dublino | June 15, 2026
Learn how to choose a POS cash register for your business. Compare fixed and mobile systems, evaluate hardware and software requirements, understand POS costs and payment processing fees, and find a...
Article
Samsung Pay vs. Google Pay vs. Apple Pay: Which Is Best?
By Adam Uzialko | June 15, 2026
Learn all about the features Samsung Pay, Google Pay and Apple Pay offer and which digital contactless payment method will work best for your business’s needs.
Article
Budget Planning: A Small Business Budgeting Guide
By Sean Peek | June 15, 2026
Learn how to create a business budget with this step-by-step guide. Discover budgeting best practices, essential planning tools, key financial metrics and tips for forecasting revenue, managing...
Article
7 Things to Know About Small Business Credit Card Payment Processing
By Jennifer Dublino | June 05, 2026
Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.