Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
Latest: Advice, Tips and Resources in Finance
Article
Is a Free POS System Right for Your Business?
By Skye Schooley | February 10, 2026
Small businesses that must cut costs may consider a free POS system. Learn the benefits and limitations of free POS systems and some options to consider.
Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | February 10, 2026
Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.
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Payment Gateway vs. Payment Processor: Key Differences Explained
By Jennifer Dublino | February 10, 2026
A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.
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PayPal Credit Card Processing: How to Accept Card Payments With PayPal
By Adam Uzialko | February 10, 2026
To accept credit cards with PayPal, set up a business account, connect to PayPal’s payment gateway, and use PayPal Zettle for in-person or online payments.
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Understanding PayPal Credit Card Fees
By Adam Uzialko | February 10, 2026
PayPal charges 2.89% + $0.29 per online transaction and 2.29% + $0.09 for POS payments. No monthly fees make it affordable for startups and small businesses.
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A Guide to Restaurant Payment Processing
By Jennifer Dublino | February 10, 2026
Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.
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Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | February 10, 2026
Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.
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14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | February 10, 2026
Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.
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Best Business Loans for Bad Credit
By Donna Fuscaldo | February 10, 2026
Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.
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Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | February 10, 2026
There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.
Article
Types of POS Systems
By Sean Peek | February 10, 2026
From simple mobile payment processors to robust systems for larger enterprises, there are several POS options for businesses.
Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | February 10, 2026
PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.
Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | February 10, 2026
You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.
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Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 10, 2026
These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.
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What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | February 10, 2026
The State Unemployment Tax Act (SUTA) is a required payroll tax employers must pay. Learn what SUTA taxes are and how to understand, set up and pay them.
Article
Six Simple Steps to Valuing Your Small Business
By Russell Smith | February 09, 2026
If you’re looking for investors or want to sell your business, you must determine its value. Follow these six steps to calculate it.
Article
The Best PayPal Alternatives
By Anna Baluch | February 03, 2026
Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments and Braintree by PayPal.
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What’s the Difference Between Net Income and Profit?
By Sally Herigstad | February 02, 2026
Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.
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Accounting Cycle 101
By Dachondra Cason | February 02, 2026
The accounting cycle tracks a transaction until it’s added to your company’s financial statement. Follow this eight-step process to organize the data.
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How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 30, 2026
Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.
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How to Calculate Gross and Net Pay
By Julie Ritzer Ross | January 30, 2026
In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.
Article
Business Debt: How Much Is Too Much to Carry?
By Jamie Johnson | January 30, 2026
To start your business, you’ll need money and sometimes borrowing funds is fine. Without proper management and care, though, debt can become problematic.
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How to Apply for a Business Credit Card if You Have Bad Credit
By Donna Fuscaldo | January 30, 2026
Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.
Article
15 Top POS System Features
By Sean Peek | January 30, 2026
The best POS system will vary based on your needs and the customer experience you want to provide. Here are 15 important features to look for.
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Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 30, 2026
Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.
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How to Choose a Bar POS System
By Skye Schooley | January 30, 2026
Every bar owner understands that bars have unique needs, and so does your bar POS system. Learn how to choose the best bar POS system for your business.
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How Is a Cash Flow Statement Prepared?
By Simone Johnson | January 29, 2026
Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.
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9 Benefits of Switching to Cloud-Based POS Software
By Sean Peek | January 29, 2026
Cloud-based point-of-sale (POS) software has many advantages over traditional sales technology. Consider these benefits and top systems.
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Financial Tracking 101: Top Implementation Practices and Best Tools
By Donna Fuscaldo | January 29, 2026
Whether you do it yourself or rely on accounting software, finance tracking is essential for small business owners.
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Complete List of POS Charges and Fees
By Jamie Johnson | January 29, 2026
Every size business can benefit from a POS system, and there are various prices and technology suited for every need. Here’s what you need to know.