Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
How to Charge Late Fees and Interest on Unpaid Invoices
By Jennifer Dublino | January 06, 2026

Learn about late payment charges, late charge fee policies and maximum allowable invoice late fees by state, including legal limits and best practices.

Accounting
Article
11 Accounting Tips All Small Businesses Should Know
By Rashan Dixon | January 06, 2026

Even if accounting isn’t your forte, it’s important to understand accounting basics to run your business. Learn 11 tips for small business accounting.

Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 06, 2026

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 05, 2026

A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.

Article
Guide to Employee Bonuses
By David Gargaro | January 05, 2026

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
Samsung Pay vs. Google Pay vs. Apple Pay: Which Is Best?
By Adam Uzialko | January 05, 2026

Compare Samsung Pay, Google Pay and Apple Pay. See compatibility, features, security, merchant acceptance and ease of use.

Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Article
Is it Better to Buy or Lease a Car for Business?
By Max Freedman | January 05, 2026

Should you buy or lease the company car? Here are the pros and cons of each to help you weigh which is best for your needs.

businessowner holding a credit card
Article
How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 05, 2026

Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.

Article
POS Systems for Small Construction Businesses
By Donna Fuscaldo | January 02, 2026

With a POS system installed on your phone or tablet, you can accept payments on the job, send digital receipts, and accurately record payment details.

Article
Financial Accounting: What You Need to Know
By Dock David Treece | January 02, 2026

Learn what every business owner needs to know about financial accounting, accounting software and financial statements.

Article
Digital Receipts: Why Retailers Are Embracing Them
By Sean Peek | January 02, 2026

The latest digital receipt technology enables retailers to include marketing messaging. Learn the benefits and get software recommendations.

Article
How to Get Paid as a Construction Contractor
By Karina Fabian | January 02, 2026

Cash flow is critical for construction contractors. Learn best practices for ensuring your clients pay you and tips for dealing with nonpaying customers.

Article
Budgeting Planning: A Small Business Budgeting Guide
By Sean Peek | January 02, 2026

Business owners need budgets to help them manage money and meet financial goals. Learn how and why to start budget planning for your business.

Article
Smarter Bookkeeping with AI-Powered Reconciliation
By Miranda Fraraccio | January 02, 2026

AI-powered integrations and features in modern bookkeeping software like QuickBooks can make account reconciliation easier, faster and more accurate.

Construction workers
Article
Asset Management for Your Construction Firm: 8 Tips for Success
By Mark Fairlie | January 02, 2026

Learn valuable tips for managing assets for your construction business.

person using a calculator to do accounting
Article
Hitting the Books: A Guide to Retail Accounting
By Jill Bowers | December 19, 2025

Learn about the methods of calculating and tracking inventory that are used in retail accounting.

hands punching numbers on a calculator
Article
Why Every Company Should Have a Business Savings Account
By Jamie Johnson | December 19, 2025

Learn why it makes fiscal sense for your company to have a dedicated business savings account.

Paychex mobile app
Article
Gusto vs. Paychex Comparison: Comparing Two of Our Top HR Solutions
By Skye Schooley | December 18, 2025

Gusto and Paychex are excellent HR solutions with payroll and essential human resources features. Here's how they compare in pricing, usability and more.

Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | December 18, 2025

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

Article
How to Apply (and Get Approved) for a Business Loan
By Adam Uzialko | December 18, 2025

Applying for a business loan can seem like a daunting task, but following these steps can help you apply and get approved.

Article
QuickBooks Desktop vs. Online: Which Should You Use?
By Mark Fairlie | December 18, 2025

Should you use the desktop application or web browser version of QuickBooks? Here are some important updates about this software program.

person punching numbers on a calculator
Article
Revenue vs. Income: What’s the Difference?
By Dock David Treece | December 18, 2025

Learn how the relationship between revenue and income affects your business and its value.

Article
Forget the Checks: 5 Reasons Why Your Construction Company Should Accept Credit Card Payments
By Sean Peek | December 18, 2025

Accepting credit cards helps construction firms boost cash flow, reduce bounced checks and offer clients flexible, secure payment options.

Article
Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | December 18, 2025

Discover which is best for your business – a business debit card or a credit card.

Article
A Guide to Accounting Software Features and Benefits
By Donna Fuscaldo | December 18, 2025

Here's everything you need to know about accounting software and the benefits of using it.

Article
How to Keep Your Business Out of Bankruptcy
By Danielle Fallon-O’Leary | December 18, 2025

Proper budgeting and cash flow management can help protect your business from bankruptcy. Learn the steps you can take to avoid it.

person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | December 18, 2025

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article
20 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | December 17, 2025

IRS audits are stressful and costly. Learn best practices and tips that will reduce your chances of getting audited by the IRS and help you stay compliant.