Businesses accept credit cards by choosing a processor, setting up a business bank account and selecting payment hardware like POS systems or mobile readers.
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.
To accept credit cards with PayPal, set up a business account, connect to PayPal’s payment gateway, and use PayPal Zettle for in-person or online payments.
Merchant One offers low fees and 24/7 support for established businesses. Square has no monthly fee and easy setup, making it ideal for startups and retailers.
Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.
Small businesses must prioritize two-factor authentication, secure platforms and employee training to protect online payments and reduce cybersecurity risks.
Mobile businesses can accept payments using an iPhone with a compatible card reader and app. Top processors like Clover and Square facilitate iPhone payments.
Credit card receivables financing lets businesses access funds based on future credit card sales, with fast approval and flexible repayments tied to revenue.
Clover offers a robust POS system with flat-rate pricing, proprietary hardware and software tools for payments, inventory, customer management and marketing.
Mobile SMS payments let businesses send invoices and accept secure payments via text, integrating with POS and CRM systems for fast, contactless transactions.
Chase Payment Solutions offers fast payouts, strong data analytics and HIPAA-compliant healthcare payments but has higher fees and dated software interfaces.
Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.
Merchant One offers custom pricing, strong customer service and integrations. It lacks proprietary hardware and a mobile app and requires a three-year contract.
Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
Each generation has unique payment preferences, from Gen Z’s mobile payments to boomers’ credit cards. Top POS systems support these preferences.
NFC mobile payments, including Apple Pay and Google Pay, are becoming mainstream due to their convenience, security and support for contactless transactions.
North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.
PayPal and merchant accounts offer different ways to accept payments. PayPal is fast and simple, while merchant accounts provide lower fees and more control.
Stax lets businesses use flexible POS systems and offers over 200 integrations, detailed reporting and subscription-based pricing without taking a revenue cut.
Small businesses need to understand how to lower credit card processing fees, secure better terms, prevent fraud and avoid hidden costs with payment processing.
Contactless, mobile wallets, peer-to-peer payments and crypto are shaping digital payments. Businesses must adapt to appeal to consumers' preferred methods.
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Square is a better value for high-volume businesses with lower online fees and robust POS tools. PayPal suits low-volume merchants needing flexible options.
GPS fleet tracking software lets you track vehicles and monitor driving behaviors. Here's what to look for in a GPS fleet tracking system.
Lightspeed, Helcim and Clover offer retail POS systems with inventory management, sales analytics and customer engagement features.
Compare providers like Hiscox, Progressive and The Hartford offering general liability, workers' comp and tailored small business coverage.
Square, Clover and Toast offer coffee shop POS systems with order customization, inventory management and loyalty program features.
QuickBooks, Xero, and Zoho Books offer restaurant accounting software with expense tracking, invoicing and financial reporting.