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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

Clover logo
Review
Clover Credit Card Processing Review and Pricing
By Mike Berner | October 07, 2026
Clover offers robust credit card processing services, with various plans for its POS system. See our full review of features, pricing and limitations.
Brilliant POS logo
Review
Brilliant POS Review
By Quinn Springett | October 07, 2026
Brilliant POS offers scheduling, time clock and payroll processing solutions for your business. Learn more about its features with Business.com’s full review.
ADP logo
Review
ADP Payroll Review and Pricing
By Jessica Elliott | October 07, 2026
ADP’s scalable plans and advanced payroll features make it the best payroll solution for growing businesses. Explore pricing, features and more.
person holding a paycheck in an envelope
Review
Rippling Payroll Review and Pricing
By Jessica Elliott | October 07, 2026
Rippling's platform has hundreds of integrations and a user-friendly workflow builder. Learn why it's the best payroll system for automating processes.
accountant typing on a calculator
Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | October 07, 2026
Just because your employees are hourly doesn't mean you can't plan for the long term. Here's how to budget annually for your hourly workers.
accountant using a calculator
Article
How to Calculate Blended Overtime Pay
By Max Freedman | October 07, 2026
When a multiwage employee works overtime, which of their wage rates do you base their overtime rates on? Blended overtime pay answers this question.
Article
How to File Medical Claims
By Leah Zitter | October 07, 2026
Medical claims are invoices submitted to insurers to reimburse health providers for their patients' visits. Learn what's involved.
Medical billing on a computer
Article
What Is Medical Billing and Coding?
By Leah Zitter | October 07, 2026
Medical billing and medical coding are essential elements of the medical revenue landscape. Learn more about these processes.
QuickBooks mobile app
Article
Gusto vs. QuickBooks Payroll: Which Payroll Software Is the Best Option for Your Business?
By Dachondra Cason | October 06, 2026
Trying to choose between Gusto and QuickBooks Payroll solutions? This comparison guide can help you make the best choice for your small business's payroll needs.
Paychex mobile app
Article
Gusto vs. Paychex Comparison: Comparing Two of Our Top HR Solutions
By Skye Schooley | October 06, 2026
The right HR solution can simplify a small business's HR processes. Here's how Gusto and Paychex compare.
Gusto dashboard
Article
Gusto vs. ADP: Which Payroll Software Is Right for Your Business?
By Tom Anziano | October 06, 2026
Gusto and ADP offer competent payroll services with robust HR tools. We’ve compared these top solutions to help you decide which payroll software is best for your business.
Gusto logo
Review
Gusto Payroll Software Review and Pricing
By Jessica Elliott | October 06, 2026
Our Gusto review examines its payroll, HR and benefits tools, integrations, pricing and ease of use to explain why it's our top payroll service for HR integration.
man in a workshop holding a laptop and credit card
Article
When to Upgrade Your Business Credit Card
By Adam Uzialko | October 02, 2026
Learn the signs you've outgrown your current business credit card, how upgrades work and what to consider before making a switch.
Article
Everything You Need to Know About Cash Flow Statements
By Jennifer Dublino | October 02, 2026
This financial document provides insight into your business's cash flow and financial health.
Article
Venmo for Business: Is It Right for You?
By Jennifer Dublino | October 02, 2026
Learn the pros and cons of accepting Venmo at your small business.
Article
What Is the Triple Bottom Line?
By Paula Fernandes | October 02, 2026
The triple bottom line is a sustainability-based accounting method that focuses on people, profit and planet. Here’s how it works for businesses.
Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | October 02, 2026
Ensure you address the issues that concern potential investors – and determine if you're ready.
credit card processor
Article
Stax vs. Square: Credit Card Processor Comparison
By Jennifer Dublino | October 01, 2026
Stax and Square are excellent payment processing options for small businesses. Here's how they compare.
businessperson calculating an invoice
Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | October 01, 2026
Understand your state’s unemployment tax and how it is calculated.
startup loan graphic
Article
Startup Loans: Options for New Businesses With No Revenue
By Adam Uzialko | September 29, 2026
Learn how to qualify, what lenders look for and where to find funding early on.
person doing taxes
Article
Small Business Tax Credits: Your Complete Guide to Reducing Your Tax Bill Dollar-for-Dollar
By Adam Uzialko | September 28, 2026
Maximize your savings with federal tax credits designed specifically for small business owners.
person working at a desk in a wheelchair
Article
The Complete Guide to Small Business Invoice Management
By Chad Brooks | September 28, 2026
Invoicing is how your business turns finished work into cash in the bank. Here's how to build an invoice management process that keeps the cash flowing.
graphic of someone signing a paper
Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting the Funds You Need
By Jennifer Dublino | September 25, 2026
Monitor loan industry trends to optimize your funding approval chances with various loan products.
Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | September 25, 2026
A budget helps you estimate your spending and revenue so your business remains financially stable.
person typing
Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | September 25, 2026
Avoid these financial management errors to help set up your business for success.
Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | September 25, 2026
Staying on top of your company’s finances isn’t easy. Be aware of these potential obstacles to success and their solutions.
Article
Is it Better to Buy or Lease a Car for Business?
By Max Freedman | September 25, 2026
Ask yourself these questions to determine whether buying or leasing is the right decision for your business.
accountant using a calculator
Article
Do You Need a Separate Bank Account for Your Business?
By Adam Uzialko | September 25, 2026
Article
How to Self-Fund Your Business
By Sean Peek | September 25, 2026
It can take years to get your vision off the ground, but the rewards of owning every aspect of your company are worth the hard work of bootstrapping.
person signing a contract
Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | September 24, 2026
What are the main features of PPP and EIDL loans and how does the forgiveness process vary for each type?