Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Expert Business Financial Advice, Tips and Resources

How to Choose Payroll Software

Nicole Fallon

How to Conduct a Payroll Audit

Max Freedman

Business Loans You Can Get With Bad Credit in 2026

The Best Financial Products and Services

Accept credit and debit cards to make it convenient for customers to purchase from your business.

Credit Card Processors

Increase sales by offering customers the flexibility to choose how they pay your business.

Merchant Services

Understand financing options and choose the right ones to start or grow your business.

Business Loans

More Best Picks

Online Payroll Services

Employee Retirement Plans

POS Systems

Mobile CCP

Accounting Software

Restaurant POS Systems

Business Finance: What You Need To Know

Accounts Payable vs Accounts Receivable: What You Need to Know

Accounts receivable is the money your business brings in, while accounts payable is the money your business owes its suppliers and vendors.

Jamie Johnson

Everything You Need to Know About NFC Mobile Payments

Digital wallets are quickly gaining in popularity. Learn the ins and outs of NFC payments to determine if your business should start accepting digital payments.

Jennifer Dublino

Everything to Know About Business Checking Account Fees

Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.

Donna Fuscaldo

Everything You Need to Know About Cash Flow Statements

This financial document provides insight into your business's cash flow and financial health.

Jennifer Dublino

Latest: Advice, Tips and Resources in Finance

Article

How to Calculate Night Shift Differential Pay

By Max Freedman | September 18, 2026

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

person working at a desk in a wheelchair

Article

What’s the Difference Between Net Income and Profit?

By Sally Herigstad | September 18, 2026

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Article

Bookkeeper vs. Accountant: Key Differences and Why You Need Both

By Dachondra Cason | September 17, 2026

Understanding the distinction between accountants and bookkeepers can save your business money. Learn the difference and discover which professional you need.

Article

How to Accept Credit Card Payments for Small Businesses

By Adam Uzialko | September 17, 2026

This guide tells small business owners everything they need to know about credit card processing, including how to choose a processor and set up your system.

person swiping a credit card on a POS system

Article

Is a Free POS System Right for Your Business?

By Skye Schooley | September 17, 2026

Small businesses that must cut costs may consider a free POS system. Learn the benefits and limitations of free POS systems and some options to consider.

Article

Shopify vs. Square: Which POS Is Best for Your Business?

By Jamie Johnson | September 17, 2026

Shopify and Square are two popular POS systems for e-commerce. Learn how Shopify vs. Square compares and where each one stands out or falls short.

Article

Lightspeed vs. Square: POS Comparison

By Tom Anziano | September 17, 2026

Find out how Lightspeed and Square compare to see which POS system and payment processor is right for your business.

Article

Clover vs. Square: Comparing Two of Our Top Credit Card Processing Picks

By Eduardo Vasconcellos | September 17, 2026

Clover and Square are top credit card processors with various features that appeal to different businesses. Here's how their services and costs compare.

Article

Stax vs. Square: Credit Card Processor Comparison

By Jennifer Dublino | September 16, 2026

Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Review

Square Review and Pricing

By Natalie Hamingson | September 16, 2026

Square offers affordable credit card processing, a free POS plan and flexible business tools for startups. Our Square review covers pricing, fees, hardware, features, support and limitations.

Article

How to Separate Personal and Business Credit

By Adam Uzialko | September 15, 2026

Learn how to separate personal and business credit, build business credit in your company's name, protect liability protection and simplify bookkeeping and taxes.

Review

FreshBooks Accounting Software Review and Pricing

By Mike Berner | September 15, 2026

FreshBooks is our choice for the best accounting software for invoicing. Learn more about its features, pros and cons, and pricing in business.com’s review.

person holding a credit card in front of a laptop

Article

How to Reduce Online Payment Fraud

By Adam Uzialko | September 15, 2026

Learn how to reduce online payment fraud with smart fraud tools, common-sense safeguards and checkout security strategies that help lower chargebacks and protect legitimate sales.

Article

9 Benefits of Switching to Cloud-Based POS Software

By Sean Peek | September 14, 2026

Cloud-based point-of-sale (POS) software has many advantages over traditional sales technology. Consider these benefits and top systems.

Article

Should Your Restaurant Accept Mobile Payments?

By Jamie Johnson | September 14, 2026

Customers want payment options like digital wallets since they’re fast and convenient. Learn the pros and cons of accepting mobile payments at your restaurant.

Article

Clover vs. Toast POS & Payment Processing Comparison

By Jennifer Dublino | September 14, 2026

Clover and Toast are payment processors that can provide POS functionality and hardware. Learn how their features, service and costs compare.

Review

Toast POS Review and Pricing

By Natalie Hamingson | September 14, 2026

Our Toast POS review covers its commission-free online ordering, delivery services, restaurant management features, hardware and pricing. See why Toast is our top restaurant POS system for online...

Article

Is Free Accounting Software a Good Choice for Your Business?

By Chad Brooks | September 14, 2026

Free accounting software is a real option now, but only for a narrow profile of business. Here's how to tell whether you fit it.

Article

When Should You Upgrade Your Accounting Software?

By Chad Brooks | September 14, 2026

Most owners upgrade accounting software late, after workarounds have already cost them. Here are the triggers that signal it's time.

Article

8 Accounting Tips for Freelancers and Solopreneurs

By Adam Uzialko | September 14, 2026

Eight accounting habits that keep freelance and solo businesses out of trouble, from quarterly taxes to mileage logs and monthly reconciliation.

Article

How to Manage Multiple Business Credit Cards

By Adam Uzialko | September 14, 2026

Multiple business credit cards can boost rewards, increase available credit and simplify expense tracking. Learn how to manage them effectively and avoid common pitfalls.

Article

How to Hire the Right Accountant for Your Business

By Mike Berner | September 14, 2026

An accountant can add financial balance to your life. But how do you pick the right accountant for your business? Here are our tips.

Article

How to Get a Small Business Loan

By Donna Fuscaldo | September 14, 2026

Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a detailed business plan showing ROI.

Article

How to Find and Attract Business Investors

By Mark Fairlie | September 14, 2026

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Article

How to File Employee Payroll Taxes

By David Gargaro | September 14, 2026

Learn how to file employee payroll taxes, choose the right IRS forms, meet deposit deadlines, use EFTPS and stay compliant with federal payroll tax requirements.

Businesswoman looking at a line chart on a computer screen

Article

How to Wrap Up Your Fiscal Year and Start the New One Right

By Max Freedman | September 14, 2026

Follow these tips to end your fiscal year the right way and kick off your next one primed for success.

Article

What Is Business Credit and Why Does It Matter?

By Adam Uzialko | September 14, 2026

Learn what business credit is, how business credit scores work, and how to build credit for your company. Get practical steps, timelines, and common mistakes to avoid.

Article

How to Apply for a Business Credit Card

By Dock David Treece | September 14, 2026

A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.

Article

How Fintech Is Changing Business (and Bank Accounts)

By Mark Fairlie | September 14, 2026

FinTech is the financial technology fueling innovation in payment processing, lending, wealth management, and more. Learn how FinTech is changing business.

Article

Is It Time to Hire a CPA?

By Max Freedman | September 14, 2026

CPAs cost $150-$400 per hour and should be hired at business startup if affordable. They stay current on tax laws and make fewer errors than doing it yourself.

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