Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Expert Business Financial Advice, Tips and Resources

The Best Financial Products and Services

More Best Picks

Trending Financial Articles

Why Small Businesses Need Online Payment Apps
Fewer people are relying on cash and want to use different methods, like online payment apps, to purchase items.
Donna Fuscaldo
Donna Fuscaldo
From Collections to Repossession: A Timeline of Debt
Debt collection occurs in phases and, although it can seem overwhelming, there are options for relief.
Kiely Kuligowski
Kiely Kuligowski
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Donna Fuscaldo
Donna Fuscaldo

Latest: Advice, Tips and Resources in Finance

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | January 07, 2026

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | January 07, 2026

Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.

Article
Medical Billing Process Step by Step
By Natalie Hamingson | January 07, 2026

The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.

Article
How to File Medical Claims
By Leah Zitter | January 07, 2026

Medical offices bill insurance providers for clients' services. Learn what's involved, including HIPAA regulations, what to include and what can go wrong.

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | January 07, 2026

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

Article
What Are the Benefits of Using Direct Deposit? A Complete Guide
By Simone Johnson | January 07, 2026

Direct deposit can benefit small businesses when set up correctly. Learn all about direct deposit, including the pros, cons, tax laws and implementation.

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | January 07, 2026

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Article
How Business Debt Consolidation Works
By Julie Thompson | January 07, 2026

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

Review
OnPay Software Review and Pricing
By Jessica Elliott | January 07, 2026

OnPay’s user-friendly payroll tools and excellent customer support make it the best payroll service for small businesses. Explore features and pricing.

Article
18 Small Business Grants for Minorities
By Adam Uzialko | January 07, 2026

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

accountant using a calculator
Article
10 QuickBooks Alternatives to Consider
By Jamie Johnson | January 07, 2026

Here are 10 alternatives to QuickBooks that could be better for your business.

Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
Types of Fast Business Loans
By Max Freedman | January 06, 2026

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | January 06, 2026

The State Unemployment Tax Act (SUTA) is a required payroll tax employers must pay. Learn what SUTA taxes are and how to understand, set up and pay them.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
How to Charge Late Fees and Interest on Unpaid Invoices
By Jennifer Dublino | January 06, 2026

Learn about late payment charges, late charge fee policies and maximum allowable invoice late fees by state, including legal limits and best practices.

Accounting
Article
11 Accounting Tips All Small Businesses Should Know
By Rashan Dixon | January 06, 2026

Even if accounting isn’t your forte, it’s important to understand accounting basics to run your business. Learn 11 tips for small business accounting.

Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 06, 2026

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 05, 2026

A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.

Article
Guide to Employee Bonuses
By David Gargaro | January 05, 2026

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
Samsung Pay vs. Google Pay vs. Apple Pay: Which Is Best?
By Adam Uzialko | January 05, 2026

Compare Samsung Pay, Google Pay and Apple Pay. See compatibility, features, security, merchant acceptance and ease of use.

Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Article
Is it Better to Buy or Lease a Car for Business?
By Max Freedman | January 05, 2026

Should you buy or lease the company car? Here are the pros and cons of each to help you weigh which is best for your needs.

businessowner holding a credit card
Article
How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 05, 2026

Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.

Article
POS Systems for Small Construction Businesses
By Donna Fuscaldo | January 02, 2026

With a POS system installed on your phone or tablet, you can accept payments on the job, send digital receipts, and accurately record payment details.

Article
Financial Accounting: What You Need to Know
By Dock David Treece | January 02, 2026

Learn what every business owner needs to know about financial accounting, accounting software and financial statements.

Article
Digital Receipts: Why Retailers Are Embracing Them
By Sean Peek | January 02, 2026

The latest digital receipt technology enables retailers to include marketing messaging. Learn the benefits and get software recommendations.

Article
How to Get Paid as a Construction Contractor
By Karina Fabian | January 02, 2026

Cash flow is critical for construction contractors. Learn best practices for ensuring your clients pay you and tips for dealing with nonpaying customers.

Article
Budgeting Planning: A Small Business Budgeting Guide
By Sean Peek | January 02, 2026

Business owners need budgets to help them manage money and meet financial goals. Learn how and why to start budget planning for your business.