Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
Expert Business Financial Advice, Tips and Resources
The Best Financial Products and Services
Accept credit and debit cards to make it convenient for customers to purchase from your business.
Credit Card Processors
Increase sales by offering customers the flexibility to choose how they pay your business.
Merchant Services
Understand financing options and choose the right ones to start or grow your business.
Business Loans
More Best Picks
Business Finance: What You Need To Know
Accounts Payable vs Accounts Receivable: What You Need to Know
Accounts receivable is the money your business brings in, while accounts payable is the money your business owes its suppliers and vendors.
Everything You Need to Know About NFC Mobile Payments
Digital wallets are quickly gaining in popularity. Learn the ins and outs of NFC payments to determine if your business should start accepting digital payments.
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Everything You Need to Know About Cash Flow Statements
This financial document provides insight into your business's cash flow and financial health.
Latest: Advice, Tips and Resources in Finance
Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | March 10, 2026
How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.
Review
Fora Financial Review
By Mike Berner | March 10, 2026
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
Article
Should You Pick the Cheapest Payroll Service?
By Sean Peek | March 06, 2026
QuickBooks, Rippling, Gusto and Zenefits are among the cheapest payroll services that also boast a range of features for small businesses.
Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | March 06, 2026
Want to send a professional invoice via PayPal? Follow this guide to learn how
Article
What Is a POS System? (And Other Common Questions Answered)
By Skye Schooley | March 05, 2026
You've been told you need a POS system, but how does one work, how can it benefit your business, and what are its advantages over a cash register?
Article
What Are the Benefits of POS Systems for Restaurants?
By Donna Fuscaldo | March 05, 2026
From tracking inventory to running promotions, restaurant POS systems bring numerous benefits. Learn about the top features of restaurant POS systems.
Article
How Much Does a POS System Cost?
By Jamie Johnson | March 05, 2026
Price is a key factor for many businesses when evaluating POS systems. Here’s what you might pay for a POS system and some good options to consider.
Article
Should Your Restaurant Accept Bitcoin?
By Mark Fairlie | March 05, 2026
Some restaurants have started accepting Bitcoin as payment. Learn the pros and cons of accepting Bitcoin in restaurants and how to get started.
Article
Unsecured Small Business Loans for Startups From $50,000 to $100,000
By Donna Fuscaldo | March 05, 2026
Every new business needs capital, but starting out with a large amount of debt can be a burden. Here's a rundown of small loan options to consider.
Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting the Funds You Need
By Jennifer Dublino | March 05, 2026
From tighter lending criteria to the rise of payment processors, many changes are underway in small business lending.
Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | March 05, 2026
Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a detailed business plan showing ROI.
Article
When Does Your Business Credit Score Matter?
By Donna Fuscaldo | March 05, 2026
Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is and why it matters.
Article
18 Small Business Grants for Minorities
By Adam Uzialko | March 05, 2026
Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.
Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | March 05, 2026
Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.
Article
How to Calculate Loan Payments
By Mike Berner | March 05, 2026
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
Article
How Business Debt Consolidation Works
By Julie Thompson | March 05, 2026
Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.
Article
How to Find and Attract Business Investors
By Mark Fairlie | March 05, 2026
Need an investor to help grow your startup? Here's how to find an investor and what to look for.
Article
Types of Fast Business Loans
By Max Freedman | March 05, 2026
Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.
Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | March 05, 2026
Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.
Article
Bookkeeper vs. Accountant: What the Differences Are & Why You Need Both
By Dachondra Cason | March 05, 2026
Understanding the distinction between accountants and bookkeepers can save your business a lot of money.
Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 02, 2026
Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.
Article
Venmo for Business: Is It Right for You?
By Jennifer Dublino | February 26, 2026
Venmo for Business lets small businesses accept payments easily with low fees, quick setup, no approval needed and access to a large, young customer base.
Article
Hitting the Books: A Guide to Retail Accounting
By Jill Bowers | February 26, 2026
Learn about the methods of calculating and tracking inventory that are used in retail accounting.
Article
How to Decide Which Type of Business Loan Is Right for You
By Donna Fuscaldo | February 26, 2026
Finding the right sources of funding for your business can be difficult. Learn how to choose the right one for you.
Article
Types of Business Loans and How to Choose
By Donna Fuscaldo | February 26, 2026
Learn how to choose the best business loan for your unique business.
Article
How to Apply for a Business Credit Card
By Dock David Treece | February 25, 2026
A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.
Article
How to Wrap Up Your Fiscal Year and Start the New One Right
By Max Freedman | February 25, 2026
Follow these tips to end your fiscal year the right way and kick off your next one primed for success.
Article
How to Accept Credit Card Payments for Small Businesses
By Adam Uzialko | February 25, 2026
Accepting credit cards requires a payment processor like Square or Stripe, a merchant account, and hardware like POS terminals. Fees range from 1.5% to 4%.
Article
K-1s and How They Are Used
By Jennifer Dublino | February 24, 2026
Partnerships use schedule K-1 tax forms to avoid tax penalties by distinguishing business income and personal income.
Article
Small Business Credit Card Processing: What You Need to Know in 2026
By Elizabeth Crumbly | February 24, 2026
Credit card processing allows businesses to accept debit and credit card transactions, boosting sales and customer satisfaction in the process. Here’s how it works.