Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon
Advertise with us

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Expert Business Financial Advice, Tips and Resources

The Best Financial Products and Services

More Best Picks

Business Finance: What You Need To Know

Accounts Payable vs Accounts Receivable: What You Need to Know
Accounts receivable is the money your business brings in, while accounts payable is the money your business owes its suppliers and vendors.
Jamie Johnson
Jamie Johnson
Everything You Need to Know About NFC Mobile Payments
Digital wallets are quickly gaining in popularity. Learn the ins and outs of NFC payments to determine if your business should start accepting digital payments.
Jennifer Dublino
Jennifer Dublino
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Donna Fuscaldo
Donna Fuscaldo
Everything You Need to Know About Cash Flow Statements
This financial document provides insight into your business's cash flow and financial health.
Jennifer Dublino
Jennifer Dublino

Latest: Advice, Tips and Resources in Finance

Article
7 Things to Know About Small Business Credit Card Payment Processing
By Jennifer Dublino | June 05, 2026
Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.
man looking at a contract at a desk
Article
Minimum Requirements for Business Credit Cards
By Adam Uzialko | June 05, 2026
Learn the minimum requirements for a business credit card, including credit score expectations, revenue qualifications and ways to improve your approval odds.
man in a workshop holding a laptop and credit card
Article
When to Upgrade Your Business Credit Card
By Adam Uzialko | June 05, 2026
Learn the signs you've outgrown your business credit card, how upgrades work and what to consider before switching to a card that better fits your needs.
woman at laptop
Article
How to Optimize Rewards Across Multiple Business Credit Cards
By Adam Uzialko | June 05, 2026
Learn how to optimize rewards across multiple business credit cards by matching cards to spending categories, managing employee cards and maximizing redemptions.
person signing a contract
Article
The True Cost of Business Financing: How to Compare Loans Beyond the Interest Rate
By Adam Uzialko | June 03, 2026
There’s more to comparing business loan costs than checking the interest rate. This guide explains APR, factor rates, fees, prepayment penalties and more.
person signing a contract
Article
Business Credit Card vs. Line of Credit
By Adam Uzialko | June 03, 2026
Compare business credit cards and lines of credit, including interest rates, borrowing limits, approval requirements and when each is the better choice.
person signing a contract
Article
How to Separate Personal and Business Credit
By Adam Uzialko | June 03, 2026
Learn how to separate personal and business credit, build business credit in your company's name, protect liability protection and simplify bookkeeping and taxes.
hands punching numbers on a calculator
Article
Why Every Company Should Have a Business Savings Account
By Jamie Johnson | June 03, 2026
Learn why it makes fiscal sense for your company to have a dedicated business savings account.
person with a credit card
Article
Business Credit Cards for S Corporations
By Adam Uzialko | June 02, 2026
Learn how business credit cards work for S corporations, including application requirements, personal guarantees, business credit reporting, bookkeeping benefits and tips for choosing the right card.
person holding a credit card
Article
Using an SSN vs. EIN for Business Credit Cards
By Adam Uzialko | June 02, 2026
Most business credit cards require an SSN, even if your business has an EIN. Learn how issuers use each number, when EIN-only approval is possible, how personal guarantees work and what it takes to...
accountant using a calculator
Article
How to Choose Scalable Accounting Software for Business Growth
By Adam Uzialko | June 02, 2026
Choosing accounting software that can scale as your business grows can save you time and money down the line. Here’s how to find scalable accounting software.
accountants working at a desk
Article
How to Manage Intercompany Transactions Effectively
By Adam Uzialko | June 02, 2026
Sending money between subsidiaries requires careful accounting. Here’s what you need to know about managing intercompany transactions.
Man using a laptop
Article
Essential ERP Features Your Business Needs in 2026
By Adam Uzialko | June 02, 2026
Today’s ERP platforms are cloud-native, AI-powered and designed to consolidate everything from financial management and payroll to inventory tracking and customer relationships into a single...
accountant using a calculator
Article
What Is an ERP System? A Complete Guide for Growing Businesses
By Adam Uzialko | June 02, 2026
ERP systems represent a level up from small business accounting software. Here’s what you need to know about ERPs for your growing business.
Woman accountant use calculator and computer with holding pen on
Article
Why Your ERP Should Be Cloud-Based in 2026
By Adam Uzialko | June 02, 2026
Cloud-based enterprise resource planning systems combine the powerful features of ERPs with the lightweight IT architecture of SaaS.
credit card machine
Article
How to Manage Multiple Business Credit Cards
By Adam Uzialko | June 02, 2026
Multiple business credit cards can boost rewards, increase available credit and simplify expense tracking. Learn how to manage them effectively and avoid common pitfalls.
Article
Shopify vs. Square: Which POS Is Best for Your Business?
By Jamie Johnson | June 01, 2026
Shopify and Square are two popular POS systems for e-commerce. Learn how Shopify vs. Square compares and where each one stands out or falls short.
Shopify logo
Review
Shopify POS Review and Pricing 2026
By Jeremy Bender | June 01, 2026
Shopify POS is a tool that offers businesses many options. It has several plans and it syncs seamlessly with Shopify. Learn more about its features and costs.
Toast interface on a smartphone
Article
Clover vs. Toast POS & Payment Processing Comparison
By Jennifer Dublino | June 01, 2026
Clover and Toast are payment processors that can provide POS functionality and hardware. Learn how their features, service and costs compare.
Clover logo
Review
Clover POS System Review and Pricing
By Jamie Johnson | June 01, 2026
Clover stands out as an all-in-one POS system with flexible hardware, online ordering, customer loyalty tools and built-in reporting. See our full review of features, pricing and limitations.
Cake logo
Review
CAKE Review
By Quinn Springett | June 01, 2026
CAKE is a restaurant-focused POS system with intuitive hardware, strong onboarding and tools that help improve efficiency. See our review of its features, pricing and limitations.
accountant using a calculator
Article
How to Calculate Blended Overtime Pay
By Max Freedman | June 01, 2026
Learn how to calculate blended overtime pay when employees earn multiple pay rates, including formulas, examples and compliance tips for employers.
ADP logo
Review
ADP Payroll Review and Pricing
By Jessica Elliott | May 29, 2026
ADP’s scalable plans and advanced payroll features make it the best payroll solution for growing businesses. Explore pricing, features and more.
Intuit QuickBooks logo
Review
QuickBooks Online Review and Pricing
By Mike Berner | May 29, 2026
QuickBooks Online is our best pick for small businesses thanks to its easy setup, usability, effective features and strong list of third-party integrations.
Article
Fast Business Loans: What to Know to Get Funding in 2026
By Max Freedman | May 27, 2026
Businesses that need fast funding can look to lenders like Rapid Finance, SBG Funding, Balboa Capital and more to secure financing quickly.
Article
Is a Line of Credit or a Term Loan Better For Your Business in 2026?
By Donna Fuscaldo | May 27, 2026
Lines of credit and term loans could be useful for your business in 2026. This guide explains which is best based on your needs.
Article
Business Loans You Can Get With Bad Credit in 2026
By Donna Fuscaldo | May 27, 2026
Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.
Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | May 26, 2026
Navigating small business accounting isn’t easy. Learn how SMB owners can manage their company’s finances successfully by overcoming these 12 common obstacles.
Article
Employee Bonuses Guide
By David Gargaro | May 21, 2026
Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.
person swiping a credit card on a POS system
Article
Is a Free POS System Right for Your Business?
By Skye Schooley | May 21, 2026
Small businesses that must cut costs may consider a free POS system. Learn the benefits and limitations of free POS systems and some options to consider.