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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Trending Financial Articles

Why Small Businesses Need Online Payment Apps
Fewer people are relying on cash and want to use different methods, like online payment apps, to purchase items.
Donna Fuscaldo
Donna Fuscaldo
From Collections to Repossession: A Timeline of Debt
Debt collection occurs in phases and, although it can seem overwhelming, there are options for relief.
Kiely Kuligowski
Kiely Kuligowski
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Donna Fuscaldo
Donna Fuscaldo

Latest: Advice, Tips and Resources in Finance

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | January 16, 2026

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | January 16, 2026

You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | January 16, 2026

These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.

Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026

Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.

Accounting
Article
Debt vs. Equity Financing
By Max Freedman | January 16, 2026

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026

Learn what happens when you can't pay back your small business loan from the SBA.

Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026

Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.

Article
Top Small Business Grants
By Simone Johnson | January 15, 2026

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026

Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.

accountant using a calculator
Article
Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | January 15, 2026

Discover how to boost sales and loyalty by offering multiple payment options.

Woman accountant use calculator and computer with holding pen on
Article
How to Get Professional Guidance for Your SMB on a Budget
By Amanda Hoffman | January 15, 2026

Discover budget-friendly ways for small businesses to access expert financial guidance.

Article
What Are Payroll Reports?
By Julie Thompson | January 14, 2026

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.

Article
What to Do If You’re Behind on Your Taxes
By Sally Herigstad | January 14, 2026

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here’s what to do if you’re past due.

Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | January 14, 2026

Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.

accountant using a calculator
Article
Top Wave Accounting Software Alternatives
By Jamie Johnson | January 14, 2026

Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.

Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | January 14, 2026

Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.

Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026

No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.

Article
10 Critical Elements of Professional Invoices
By Megan Totka | January 13, 2026

Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.

Article
How to Find and Attract Business Investors
By Mark Fairlie | January 13, 2026

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026

Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.

Businesswoman looking at a line chart on a computer screen
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | January 13, 2026

A profit and loss statement summarizes a business’s revenue and expenses. Learn how to use a profit and loss statement to understand your business better.

Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026

Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

Article
A Guide to Restaurant Payment Processing
By Jennifer Dublino | January 13, 2026

Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.

Article
The Top Accounting Challenges Small Businesses Face
By Alika Cooper | January 13, 2026

Accounting challenges don't have to break your company. Here's how to overcome them.

Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | January 13, 2026

Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.

Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026

Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.

person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026

Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.

Article
Which Business Credit Card Fees Are Tax-Deductible?
By Sally Herigstad | January 13, 2026

Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.