Business Finances

Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.

Need an investor to help grow your startup? Here's how to find an investor and what to look for.

Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.

A profit and loss statement summarizes a business’s revenue and expenses. Learn how to use a profit and loss statement to understand your business better.

Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.

Accounting challenges don't have to break your company. Here's how to overcome them.

Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.

Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.

Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.

Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.

Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.

The accounting cycle tracks a transaction until it's added to your company's financial statement. Follow this eight-step process to organize the data.

To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

To start your business, you’ll need money and sometimes borrowing funds is fine. Without proper management and care, though, debt can become problematic.

Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.