Business Finances

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

To start your business, you’ll need money and sometimes borrowing funds is fine. Without proper management and care, though, debt can become problematic.

Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.

A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.

Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.