Business Finances

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.

A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.

Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.

While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.

The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.

Medical offices bill insurance providers for clients' services. Learn what's involved, including HIPAA regulations, what to include and what can go wrong.

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

Direct deposit can benefit small businesses when set up correctly. Learn all about direct deposit, including the pros, cons, tax laws and implementation.

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

OnPay’s user-friendly payroll tools and excellent customer support make it the best payroll service for small businesses. Explore features and pricing.

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

Here are 10 alternatives to QuickBooks that could be better for your business.

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.