Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
Latest: Advice, Tips and Resources in Finance
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How to Choose Accounting Software
By Jamie Johnson | January 22, 2026
The best accounting software makes it easy for a business to track expenses, send invoices and collaborate with their accountant. Here’s what to consider.
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Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 22, 2026
Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.
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Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
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Guide to Merchant Accounts
By Jennifer Dublino | January 22, 2026
If your company wants to accept credit cards, you should know all about merchant accounts and payment facilitators. Here are the essentials.
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How to File Employee Payroll Taxes
By David Gargaro | January 22, 2026
This guide to filing payroll taxes can help any business with employees manage their payroll and meet their tax obligations.
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How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 21, 2026
Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.
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Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 21, 2026
Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.
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How to Conduct a Payroll Audit
By Max Freedman | January 21, 2026
Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.
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Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.
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What Is General Ledger Accounting?
By Jamie Johnson | January 20, 2026
Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.
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What Is the Triple Bottom Line?
By Paula Fernandes | January 20, 2026
Triple bottom line measures success via people, profit, and planet. John Elkington coined the term in the mid-1990s. Examples include Patagonia and DHL.
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Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.
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What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
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How Much Do Payroll Services Cost?
By Sean Peek | January 20, 2026
If you plan to outsource payroll, CPAs and payroll services are good options. Here's a look at what CPAs and payroll services offer and how much they cost.
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What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.
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PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | January 16, 2026
You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.
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How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.
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Debt vs. Equity Financing
By Max Freedman | January 16, 2026
If you are considering debt or equity financing, it is important to know the pros and cons of each.
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The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026
Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.
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Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026
Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.
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Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026
To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.
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What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.
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Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | January 15, 2026
Discover how to boost sales and loyalty by offering multiple payment options.
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How to Get Professional Guidance for Your SMB on a Budget
By Amanda Hoffman | January 15, 2026
Discover budget-friendly ways for small businesses to access expert financial guidance.
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Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.
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What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn what happens when you can't pay back your small business loan from the SBA.
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What to Do If You’re Behind on Your Taxes
By Sally Herigstad | January 14, 2026
Getting behind on your taxes can result in penalties, including liens and levies on your business. Here’s what to do if you’re past due.
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Top Wave Accounting Software Alternatives
By Jamie Johnson | January 14, 2026
Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.
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What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026
No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.
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What Are Payroll Reports?
By Julie Thompson | January 14, 2026
Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.