Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
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Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.
Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.
QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.
FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.
QuickBooks Online is an excellent small business accounting package. Learn about QuickBooks Online's features, like automation, security and integrations.
Plooto excels in payment automation with a 150,000-vendor network, but lacks full accounting features, a mobile app, and has limited integrations.
BusinessLoans.com is a marketplace, not a lender, offering loans from $10K to $3M. Rates start at 9%, but funding can be slower than competitors.
Wix provides 900+ templates, AI website building tools, and drag-and-drop design for small businesses, portfolios, and online stores starting at $17/month.
While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.
When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.
Helcim offers transparent interchange-plus pricing, no monthly fees, free POS tools and strong support, making it a great all-in-one credit card platform.
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
Reduce chargebacks through clear return policies, detailed receipts, prompt customer service and thorough documentation for all transactions.
Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.
Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.
Stripe is ideal for online businesses needing customization, while Square suits in-person sellers with free POS tools, transparent pricing and fast setup.
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.
A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.
Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments, and Braintree by PayPal.
Stripe charges 2.9% plus 30¢ for online payments and 2.7% plus 5¢ in-person, with no monthly fees or contracts. Supports 135+ currencies and extensive APIs.
Payment Depot offers low, membership-based pricing with no markup and is ideal for high-volume businesses using Clover terminals or existing equipment.
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.
Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.
Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.