Business Finances
Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.
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Latest: Advice, Tips and Resources in Finance
Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
Article
Guide to Merchant Accounts
By Jennifer Dublino | January 22, 2026
If your company wants to accept credit cards, you should know all about merchant accounts and payment facilitators. Here are the essentials.
Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 21, 2026
Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.
Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 21, 2026
Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.
Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2026
Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.
Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.
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What Is General Ledger Accounting?
By Jamie Johnson | January 20, 2026
Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.
Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.
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What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.
Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | January 16, 2026
You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.
Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.
Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026
Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.
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Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | January 15, 2026
Discover how to boost sales and loyalty by offering multiple payment options.
Article
How to Get Professional Guidance for Your SMB on a Budget
By Amanda Hoffman | January 15, 2026
Discover budget-friendly ways for small businesses to access expert financial guidance.
Article
Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.
Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn what happens when you can't pay back your small business loan from the SBA.
Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026
No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.
Article
What Are Payroll Reports?
By Julie Thompson | January 14, 2026
Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.
Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | January 13, 2026
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.
Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | January 12, 2026
Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.
Article
How to Calculate Night Shift Differential Pay
By Max Freedman | January 12, 2026
Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.
Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | January 12, 2026
Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.