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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
What Are Payroll Reports?
By Julie Thompson | January 14, 2026
Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.
Businesswoman with mobile phone in hand
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.
Article
How to Calculate Night Shift Differential Pay
By Max Freedman | January 12, 2026
Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.
accountant using a calculator
Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | January 12, 2026
Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.
Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026
Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.
Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026
If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.
Article
Why Small Businesses Need Online Payment Apps
By Donna Fuscaldo | January 09, 2026
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | January 09, 2026
Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.
Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026
Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.
accountant using a calculator
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | January 09, 2026
Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.
person using a calculator to do accounting
Review
Quicken Review and Pricing 2026
By Adam Uzialko | January 09, 2026
Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.
Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | January 09, 2026
A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.
woman in a store with an open sign
Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.
Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | January 09, 2026
NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.
Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026
Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.
Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026
When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.
Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | January 07, 2026
Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.
Article
Medical Billing Process Step by Step
By Natalie Hamingson | January 07, 2026
The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.
graphic of someone signing a paper
Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026
Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.
Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026
Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.
Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026
Learn what it means to default on a business loan and what options you have available if this happens to you.
person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 05, 2026
A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.
Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026
Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.