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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | February 10, 2026
Discover hidden terms and fees in loan agreements to avoid surprises beyond your monthly payments. Learn what lenders might include.
Article
Six Simple Steps to Valuing Your Small Business
By Russell Smith | February 09, 2026
If you're looking for investors or want to sell your business, you must determine its value. Follow these four steps to calculate it.
Article
The Best PayPal Alternatives
By Anna Baluch | February 03, 2026
Many businesses use PayPal to facilitate payments, but a better option for your business might exist.
Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | January 30, 2026
To pay your employees the correct amount each pay period, you need to know how to calculate their gross and net pay.
Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 30, 2026
The SBA and USDA offer loans to assist entrepreneurs and business owners who need funding.
Bar POS
Article
How to Choose a Bar POS System
By Skye Schooley | January 30, 2026
Learn what features to look for when choosing the best bar POS system for your business.
Article
Complete List of POS Charges and Fees
By Jamie Johnson | January 29, 2026
Thanks to a downward trend in pricing and advances in technology, every size business can benefit from negotiating their POS system charges and fees.
Article
How to Qualify for an Agricultural Loan
By Max Freedman | January 28, 2026
Start or expand a farm with agricultural land financing. Here’s how to get started.
Article
5 Restaurant Employee Scams That Will Cost Your Business Big
By Mona Bushnell | January 28, 2026
Unethical employees use these five scenarios to steal from you. Learn how to stop them and retake control.
Article
What Is a Certified Financial Statement? (And How to Get One)
By Skye Schooley | January 27, 2026
Understand the requirements, process and costs of obtaining audited financial statements for your business.
marketing team
Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 22, 2026
An efficient accounts payable process ensures timely payments and reduces errors.
Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 22, 2026
Businesses that pay wages to employees must file Form 941 quarterly. Here's what you need to know.
Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
While many customers prefer paying with a credit card, going cashless might offer your eatery several advantages.
Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2026
Payroll audits ensure benefits accuracy and minimize compliance errors.
Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
To understand whether your business will make or lose money, you need to know your overhead expenses.
Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Learn if this source of short-term financing can help your business.
Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Which option is best for your short-term financing needs?
Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
If you underpay a worker, you owe them retro pay the following paycheck. Learn how the process works.
Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
You can become better with numbers and improve your ability to maintain your financial health.
businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Article
Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants, available from federal, state and private sectors, offer a source of capital for entrepreneurs looking to grow their businesses.
Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn about programs and options that can assist struggling borrowers.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Stay on top of your accounting with this process, which tracks the money you spend on wages and other expenses.
Businesswoman with mobile phone in hand
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
Apple Pay is the top contactless mobile payment method in the U.S. Learn how your business can start accepting Apple Pay online and in person.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Business owners should understand payroll-related payments, taxes and more.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances are risky, but they can be helpful if used correctly. Are they right for your business?
person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Organizations must understand and comply with all legalities surrounding payroll taxes. Here's what you need to know.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
Consumers expect to pay with credit and debit cards, but finding a credit card processor in certain industries can be challenging. Here are the pros and cons of a high-risk merchant account.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
A personal guarantee may be necessary when securing financing. Here's what you should know.